Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 61–72 of 72 in Indiana · median 10.62% APR
- 12.75%APRas low as
Terms
Tier A. Rate adjusted semi-annually (January & July); APR based on Prime rate as of 07/01/2026. Includes 25-day grace period on purchases and no balance transfer fees.
Credit card score 69 · Carrot Score 77
Rate checked · Credit cards rates on its site
More details - 12.90%APRas low as
Terms
Rate based on creditworthiness. Applies to purchases.
Credit card score 68 · Carrot Score 82
Rate checked · Credit cards rates on its site
More details - 12.90%APRas low as
Terms
Regular interest rate; no annual fee.
Credit card score 68 · Carrot Score 61
Rate checked · Credit cards rates on its site
More details - 13.00%APRas low as
Terms
Variable APR of Prime + 6.00%. Maximum rate on all credit cards is 18.00%. APR is the same for purchases and cash advances.
Credit card score 66 · Carrot Score 66
Rate checked · Credit cards rates on its site
More details - 13.99%APRas low as
Terms
Ongoing APR is Prime + 6.99%; no annual fee.
Credit card score 64 · Carrot Score 76
Rate checked · Credit cards rates on its site
More details - 14.50%APRas low as
Terms
Variable rate, subject to change at anytime with no notice. Rates as low as 14.50% APR. Actual rates depend on credit score. No annual fee.
Credit card score 63 · Carrot Score 82
Rate checked · Credit cards rates on its site
More details - 14.99%APRas low as · up to 24.99%
14.99% APR, up to 24.99%
Terms
Variable standard purchase APR based on Prime Rate (6.75%) plus a margin, determined by creditworthiness.
Credit card score 62 · Carrot Score 72
Rate checked · Credit cards rates on its site
More details - 15.00%APRas low as
Terms
Wall Street Journal Prime Rate PLUS 8.00% APR* (maximum 18.00% APR)
Credit card score 62 · Carrot Score 75
Rate checked · Credit cards rates on its site
More details - 16.00%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Ongoing regular APR based on creditworthiness. Rate includes all possible discounts.
Credit card score 61 · Carrot Score 80
Rate checked · Credit cards rates on its site
More details - 16.99%APRas low as · up to 17.99%
16.99% APR, up to 17.99%
Terms
Contract revolving APR after the introductory period. Signed application and proof of income required.
Credit card score 61 · Carrot Score 80
Rate checked · Credit cards rates on its site
More details - 17.99%APRas low as
Terms
APR as low as 17.99% based on creditworthiness. $25 annual fee applies for 17.99% rate tier. Rate applies to purchases, balance transfers, and cash advances.
Credit card score 60 · Carrot Score 80
Rate checked · Credit cards rates on its site
More details - 18.00%APRas low as
Terms
Fixed APR at 18.00% for purchases, balance transfers and cash advances. As low as 18% APR. No annual fee.
Credit card score 60 · Carrot Score 79
Rate checked · Credit cards rates on its site
More details
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Indiana
72 banks and credit unions · checked Oct 30–Nov 6
- Typical
- 10.62%
- Top 10% up to
- 9.49%
- Credit unions, typical
- 10.62%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Indiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Haynes Community FCUCredit union · 1 branch
- Summit Choice Credit UnionCredit union · 6 branches
- Whiting Refinery Federal Credit UnionCredit union · 1 branch