Credit union · NCUA insured
Members Source Credit Union Credit Card Rates
Members Source Credit Union credit cards start at 12.75% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Members Source Credit Union’s credit card rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Members Source Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Members Source Credit Union
12.75%APR
VISA® Credit Card
Lowest rate
American Broadcast Employees FCU
6.99%APR
2nd-lowest rate
Chiphone Federal Credit Union
7.90%APR
Members Source Credit Union credit card score
69
Credit card score
Higher than 23% of U.S. banks and credit unions
- Purchase APRPurchase APR12.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Members Source Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
MSCU Credit Builder Visa® Credit Card
Share-secured credit card designed to help build or rebuild credit. No credit qualifying required. Credit limits up to $10,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.75% | None | Tier A. Variable rate adjusted semi-annually (January & July) based on Prime Index. No credit qualifying required. Includes 25-day grace period on purchases and no balance transfer fee. |
VISA® Credit Card
Variable rate adjusted semi-annually (January & July) based on Prime index. Actual APR and credit limit determined by borrower's credit score at application. Credit limits up to $7,500.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.75% | None | Tier A. Rate adjusted semi-annually (January & July); APR based on Prime rate as of 07/01/2026. Includes 25-day grace period on purchases and no balance transfer fees. |
Sources (3)
All captured Oct 5, 2026
Who can join Members Source Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives or works in Lake, Porter, Jasper, or LaPorte County.
Membership information collected October 5, 2026.