Credit union · NCUA insured
Advance Financial Federal Credit Union Credit Card Rates
Advance Financial Federal Credit Union credit cards start at 14.99% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Advance Financial Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Advance Financial Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Advance Financial Federal Credit Union
14.99%APR
- Up to
- 24.99% APR
Platinum Edition
Lowest rate
American Broadcast Employees FCU
6.99%APR
- Up to
- —
2nd-lowest rate
Chiphone Federal Credit Union
7.90%APR
- Up to
- —
Advance Financial Federal Credit Union credit card score
62
Credit card score
Higher than 6% of U.S. banks and credit unions
- Purchase APRPurchase APR14.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Advance Financial Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Cash Rewards Platinum
Issued by TCM Bank, N.A. Subject to credit approval. Earns 1% cash back on all net purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% intro APR on purchases for the first 12 billing cycles after account opening. May end early if a payment is late or returned unpaid. |
| Ongoing | 17.74%–26.99% | None | Variable standard purchase APR based on Prime Rate (6.75%) plus a margin, determined by creditworthiness. |
| Ongoing | 27.74%–28.24% | None | Variable cash advance APR based on creditworthiness. Cash advance fee is $5 or 3%, whichever is greater. |
Sources (1)
- advancefcu.org/borrow/visa-credit-cards · captured Oct 7, 2026
Platinum Edition
Issued by TCM Bank, N.A. Subject to credit approval. Features no penalty APR.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% intro APR on purchases for the first 12 billing cycles after account opening. May end early if a payment is late or returned unpaid. |
| Ongoing | 14.74%–24.74% | None | Variable standard purchase APR based on Prime Rate (6.75%) plus a margin, determined by creditworthiness. |
| Ongoing | 24.74%–28.24% | None | Variable cash advance APR based on creditworthiness. Cash advance fee is $5 or 3%, whichever is greater. |
Sources (1)
- advancefcu.org/borrow/visa-credit-cards · captured Oct 7, 2026
Rewards Platinum
Issued by TCM Bank, N.A. Subject to credit approval. Earns 1 point per dollar on net purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% intro APR on purchases for the first 12 billing cycles after account opening. May end early if a payment is late or returned unpaid. |
| Ongoing | 16.74%–26.74% | None | Variable standard purchase APR based on Prime Rate (6.75%) plus a margin, determined by creditworthiness. |
| Ongoing | 26.74%–28.24% | None | Variable cash advance APR based on creditworthiness. Cash advance fee is $5 or 3%, whichever is greater. |
Sources (1)
- advancefcu.org/borrow/visa-credit-cards · captured Oct 7, 2026
Who can join Advance Financial Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Open to anyone who lives, works, worships, volunteers or is educated in Lake or Porter Counties in Indiana.
Family and household
- Open to families of members wherever they live, including spouses, children, siblings, parents, grandparents, grandchildren, aunts, uncles, nieces, and nephews.
Membership information collected October 5, 2026.