Credit union · Privately insured
KEMBA Indianapolis Credit Union Credit Card Rates
KEMBA Indianapolis Credit Union credit cards start at 13.15% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How KEMBA Indianapolis Credit Union’s credit card rates compare
Compared with banks and credit unions near Indianapolis, IN, where KEMBA Indianapolis Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
KEMBA Indianapolis Credit Union
13.15%APR
- Up to
- 21.00% APR
Member Classic Visa
Lowest rate
Christian Family Credit Union
8.90%APR
- Up to
- —
2nd-lowest rate
Firefighters Credit Union
8.90%APR
- Up to
- —
KEMBA Indianapolis Credit Union credit card score
66
Credit card score
Higher than 17% of U.S. banks and credit unions
- Purchase APRPurchase APR13.15%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where KEMBA Indianapolis Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Member Classic Visa
Everyday low rate option. Variable rate, subject to change at any time. No annual fee. All introductory offers are only available for new credit cards (may not be eligible if held a KEMBA credit card in the past 24 months). Subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.15%–21.00% | None | Standard variable rate. Actual rate depends on evaluation of individual credit history. Rates as low as 13.40% APR on credit cards page. |
| Intro, 12 months | 3.99% | None | Introductory offer on balance transfers for 12 months. Balance transfer fee of $10 or 2% of the transfer, whichever is greater. After 12-month period, rate reverts to standard variable rate. |
| Intro, 6 months | 3.99% | None | Introductory offer on new purchases for 6 months. After the intro period, rate reverts to standard variable rate. |
Member Rewards Visa
Earn 1 point per dollar on purchases. Variable rate, subject to change at any time. No annual fee. All introductory offers are only available for new credit cards (may not be eligible if held a KEMBA credit card in the past 24 months). Subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.25%–21.00% | None | Standard variable rate. Actual rate depends on evaluation of individual credit history. Rates as low as 14.50% APR on credit cards page. |
| Intro, 12 months | 3.99% | None | Introductory offer on balance transfers for 12 months. Balance transfer fee of $10 or 2% of the transfer, whichever is greater. After 12-month period, rate reverts to standard variable rate. |
| Intro, 6 months | 3.99% | None | Introductory offer on new purchases for 6 months. After the intro period, rate reverts to standard variable rate. |
Member Secure Visa
Secured card designed to build or rebuild credit history. Variable rate, subject to change at any time. No annual fee. Subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 21.00% | None | Variable rate, subject to change at any time. No annual fee. |
Who can join KEMBA Indianapolis Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.