Credit union · NCUA insured
INOVA Federal Credit Union Credit Card Rates
INOVA Federal Credit Union credit cards start at 16.99% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How INOVA Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Elkhart, IN, where INOVA Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
INOVA Federal Credit Union
16.99%APR
- Up to
- 17.99% APR
Tolson Center Giving Visa
Lowest rate
Chiphone Federal Credit Union
7.90%APR
- Up to
- —
2nd-lowest rate
Everence
8.90%APR
- Up to
- 16.90% APR
INOVA Federal Credit Union credit card score
61
Credit card score
Higher than 3% of U.S. banks and credit unions
- Purchase APRPurchase APR16.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where INOVA Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Visa
Introductory APR applies to purchases and balance transfers posted to your account during the first 7 billing cycles. Signed application and proof of income required.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.99% | None | Introductory APR offer only available for new accounts; applies to purchases and balance transfers posted during the first 7 billing cycles. |
| Ongoing | 16.99%–17.99% | None | Contract revolving APR after the introductory period. Signed application and proof of income required. |
Platinum Visa Rewards
Introductory APR applies to purchases and balance transfers posted during the first 7 billing cycles. Annual fee of $50 waived with active open INOVA Federal Shield Checking Account with no negative share accounts on anniversary date. Signed application and proof of income required.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.99% | $50 | Introductory APR offer available for new accounts; applies to purchases and balance transfers posted during the first 7 billing cycles. Annual fee of $50 waived with active open INOVA Federal Shield Checking Account with no negative share accounts. |
| Ongoing | 16.99% | $50 | Contract revolving APR. Annual fee of $50 waived with active open INOVA Federal Shield Checking Account with no negative share accounts on anniversary date. Signed application and proof of income required. |
Share Secured Platinum Visa
Share secured consumer credit card listed on rates schedule. Signed application and proof of income required.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.99% | None | Revolving rate 17.99% listed on rate schedule under Visa Credit Cards. |
Sources (1)
- inovafederal.org/services-tools/tools/rates.html · captured Oct 15, 2026
Tolson Center Giving Visa
Introductory APR applies to purchases and balance transfers posted to your account during the first 7 billing cycles. Signed application and proof of income required. INOVA makes a donation to the Tolson Center for Community Excellence with every purchase.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.99% | None | Introductory APR offer only available for new accounts; applies to purchases and balance transfers posted during the first 7 billing cycles. |
| Ongoing | 16.99%–17.99% | None | Contract revolving APR after the introductory period. Signed application and proof of income required. |
Sources (2)
- inovafederal.org/cards/visa-cr…ompare-credit-cards.html
- inovafederal.org/cards/visa-cr…olson-Affinity-Card.html
All captured Oct 15, 2026
Visa Global Good
Introductory APR applies to purchases and balance transfers posted to your account during the first 7 billing cycles. Signed application and proof of income required. With every purchase INOVA makes a donation on your behalf.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.99% | None | Introductory APR offer only available for new accounts; applies to purchases and balance transfers posted during the first 7 billing cycles. |
| Ongoing | 16.99%–17.99% | None | Contract revolving APR after the introductory period. Signed application and proof of income required. |
Who can join INOVA Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.