Credit union · NCUA insured
Eastern Indiana FCU Credit Card Rates
Eastern Indiana FCU credit cards start at 13.00% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Eastern Indiana FCU’s credit card rates compare
Compared with banks and credit unions near New Castle, IN, where Eastern Indiana FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Eastern Indiana FCU
13.00%APR
Visa Platinum
Lowest rate
Perfect Circle Credit Union
11.75%APR
Eastern Indiana FCU credit card score
66
Credit card score
Higher than 17% of U.S. banks and credit unions
- Purchase APRPurchase APR13.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Eastern Indiana FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic
Eligibility determined by credit score. Variable APR based on Prime Rate. Maximum rate on all credit cards is 18.00%. APR is the same for purchases and cash advances. No annual fee, application fee, cash advance fee, or balance transfer fee. 25-day grace period on purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 4.90% | None | Introductory APR for 6 months on balance transfers. |
No ongoing APR is published for this card, only the rate above.
Visa Platinum
Eligibility determined by credit score. Variable APR based on Prime Rate. Maximum rate on all credit cards is 18.00%. APR is the same for purchases and cash advances. No annual fee, application fee, cash advance fee, or balance transfer fee. 25-day grace period on purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 4.90% | None | Introductory APR for 6 months on balance transfers. |
No ongoing APR is published for this card, only the rate above.
Who can join Eastern Indiana FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or go to school in, or businesses and other legal entities in Henry, Hancock, Madison, or Delaware counties in Indiana are eligible for membership.
Employers and groups
- Employees of Eastern Indiana Federal Credit Union and organizations of such persons are eligible for membership.
Family and household
- Members of the immediate family or household are eligible for membership.
- Spouses of persons who died while within the field of membership of the credit union are eligible to join.
Other ways
- Volunteers in the community are eligible for membership.
Cost to join
- A deposit of one share ($5.00) into a savings account is required for membership.
Membership information collected October 5, 2026.