Credit union · NCUA insured
3Rivers Federal Credit Union Credit Card Rates
3Rivers Federal Credit Union credit cards start at 18.00% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How 3Rivers Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Fort Wayne, IN, where 3Rivers Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
3Rivers Federal Credit Union
18.00%APR
3Rivers Mastercard Rewards
Lowest rate
Kemba Credit Union
9.90%APR
2nd-lowest rate
EWEB Employees Federal Credit Union
9.95%APR
3Rivers Federal Credit Union credit card score
60
Credit card score
Higher than 1% of U.S. banks and credit unions
- Purchase APRPurchase APR18.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where 3Rivers Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
3Rivers Mastercard Rewards
No annual fee and no balance transfer fee. Fixed APR applies to purchases, balance transfers, and cash advances. Rate is subject to change as permitted by agreement/laws (such as late payments). Existing cardholders as of December 8, 2025 maintain their current APR.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.00% | None | Fixed APR at 18.00% for purchases, balance transfers and cash advances. As low as 18% APR. No annual fee. |
Who can join 3Rivers Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.