Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 18 in Georgia · median 15.00% APR
- 9.99%APRas low as
Terms
Fixed APR for purchases, balance transfers, and cash advances. No annual fee.
Credit card score 82 · Carrot Score 74
Rate checked · Credit cards rates on its site
More details - 10.95%APRas low as
Terms
Fixed Annual Percentage Rate (APR) for Purchases, Balance Transfers, and Cash Advances.
Credit card score 76
Rate checked · Credit cards rates on its site
More details - 12.74%APRas low as · up to 20.74%
12.74% APR, up to 20.74%
Terms
After that, a variable rate, that is Prime +5.74% to Prime +13.74% APR applies, based on creditworthiness. The APR will not exceed 23.99%.
Credit card score 69
Rate checked · Credit cards rates on its site
More details - 12.74%APRas low as
Terms
Varies with the market based on the Prime Rate. Daily periodic rate of 0.03559%.
Credit card score 63
Rate checked · Credit cards rates on its site
More details - 13.74%APRas low as · up to 22.74%
13.74% APR, up to 22.74%
Terms
Variable APR based on creditworthiness.
Credit card score 65 · Carrot Score 64
Rate checked · Credit cards rates on its site
More details - 13.99%APRas low as
Terms
Variable APR determined monthly by adding 6.99% to the Prime Rate. $0 introductory annual fee for the first year, waived thereafter for qualifying Wealth Clients with an assigned Truist Wealth advisor.
Credit card score 61 · Carrot Score 60
Rate checked · Credit cards rates on its site
More details - 14.92%APRas low as
Terms
Grace period of at least 25 days on purchases when paying the entire balance by the due date each month. No annual fee. Late payment fee: 5% of payment due or maximum $10.
Credit card score 62
Rate checked · Credit cards rates on its site
More details - 15.00%APRas low as
Terms
APR of Wall Street Journal Prime Rate plus 8%.
Credit card score 62
Rate checked · Credit cards rates on its site
More details - First National Community BankVisa Platinum Cashback Rewards Credit Card · $35 annual fee
Bank · 11 branches
15.00%APRas low asTerms
Variable APR based on Wall Street Journal Prime Rate + 8.00% for Purchases, Balance Transfers, and Cash Advances.
Credit card score 62
Rate checked · Credit cards rates on its site
More details - 15.00%APRas low as
Terms
APR Wall Street Prime Rate +8.00%. 1% Cash back on all qualifying purchases with no cap.
Credit card score 62
Rate checked · Credit cards rates on its site
More details - 15.00%APRas low as
Terms
Variable APR for purchases, balance transfers, and cash advances is determined by adding 8.00% to the Wall Street Journal Prime Rate.
Credit card score 62
Rate checked · Credit cards rates on its site
More details - 15.96%APRas low as
Terms
Fixed APR for purchases. Grace period is at least 25 days after the close of each billing cycle to avoid paying interest on purchases if the entire balance is paid by the due date.
Credit card score 61
Rate checked · Credit cards rates on its site
More details - 16.75%APRas low as · up to 21.75%
16.75% APR, up to 21.75%
Terms
After the introductory period, APR varies with the market based on Prime Rate; margin is 9.75% to 14.75% based on creditworthiness.
Credit card score 61 · Carrot Score 61
Rate checked · Credit cards rates on its site
More details - 17.74%APRas low as · up to 28.49%
17.74% APR, up to 28.49%
Terms
17.74%, 24.24% or 28.49% variable APR thereafter.
Credit card score 61 · Carrot Score 65
Rate checked · Credit cards rates on its site
More details - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
More details
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Georgia
18 banks and credit unions · checked Oct 30–Nov 13
- Typical
- 15.00%
- Top 10% up to
- 12.20%
- Banks, typical
- 15.00%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Georgia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Lanier Federal Credit UnionCredit union · 3 branches
- Georgia Heritage Federal Credit UnionCredit union · 4 branches
- MyGeorgia Credit UnionCredit union · 9 branches