Bank · FDIC insured
Great Oaks Bank Credit Card Rates
Great Oaks Bank credit cards start at 15.00% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Great Oaks Bank’s credit card rates compare
Compared with banks and credit unions near Savannah, GA, where Great Oaks Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Great Oaks Bank
15.00%APR
- Annual fee
- $35
- Up to
- —
Cash Back Rewards Card
Lowest rate
MembersFirst Credit Union
8.99%APR
- Annual fee
- None
- Up to
- —
2nd-lowest rate
Georgia Heritage Federal Credit Union
9.90%APR
- Annual fee
- None
- Up to
- 16.90% APR
Great Oaks Bank credit card score
61
Credit card score
Higher than 5% of U.S. banks and credit unions
- Purchase APRPurchase APR15.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Great Oaks Bank ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Cash Back Rewards Card
Subject to credit approval. Credit card programs are issued and administered by ServisFirst Bank.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 0.00% | $35 | 0% APR on purchases and balance transfers for the first 7 billing cycles. 1% Cash back on all qualifying purchases with no cap. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- greatoaks.bank/personal/personal-credit-cards · captured Oct 22, 2026
Platinum Benefits Card
Subject to credit approval. Credit card programs are issued and administered by ServisFirst Bank.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 0.00% | None | 0% APR on purchase and balance transfers for the first 7 billing cycles. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- greatoaks.bank/personal/personal-credit-cards · captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.