Bank · FDIC insured
Wallis Bank Credit Card Rates
Wallis Bank credit cards start at 14.92% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Wallis Bank’s credit card rates compare
Compared with banks and credit unions near Houston, TX, where Wallis Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Wallis Bank
14.92%APR
- Annual fee
- None
VISA Platinum Credit Card
Lowest rate
Harris County Federal Credit Union
5.90%APR
- Annual fee
- None
2nd-lowest rate
Houston Federal Credit Union
7.00%APR
- Annual fee
- $50
Wallis Bank credit card score
62
Credit card score
Higher than 7% of U.S. banks and credit unions
- Purchase APRPurchase APR14.92%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Wallis Bank ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Credit Card
No annual membership fee for VISA consumer accounts. Credit approval required.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.92% | None | Grace period of at least 25 days on purchases when paying the entire balance by the due date. No annual fee. Late payment fee: 5% of payment due or maximum $10. |
Sources (2)
All captured Oct 6, 2026
VISA Platinum Credit Card
No annual membership fee for VISA consumer accounts. Credit approval required.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.92% | None | Grace period of at least 25 days on purchases when paying the entire balance by the due date. No annual fee. Late payment fee: 5% of payment due or maximum $10. Includes platinum travel and concierge benefits. |
Sources (2)
All captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.