Bank · FDIC insured
BankSouth Credit Card Rates
BankSouth credit cards start at 15.00% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How BankSouth’s credit card rates compare
Compared with banks and credit unions near Dublin, GA, where BankSouth has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
BankSouth
15.00%APR
- Up to
- —
BankSouth Platinum Benefits Visa® Credit Card
Lowest rate
Robins Financial Credit Union
12.70%APR
- Up to
- —
2nd-lowest rate
Vallant Bank
12.74%APR
- Up to
- 20.74% APR
BankSouth credit card score
62
Credit card score
Higher than 6% of U.S. banks and credit unions
- Purchase APRPurchase APR15.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where BankSouth ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
BankSouth Cash Back Platinum Visa® Credit Card
Credit and collateral are subject to approval. Terms and conditions apply.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 0.00% | $35 | 0% introductory Annual Percentage Rate (APR) on purchases for the first 7 billing cycles. 1% cash back, with no spending limit and no limit on rewards. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- banksouth.com/personal/credit-cards · captured Oct 5, 2026
BankSouth Platinum Benefits Visa® Credit Card
Credit and collateral are subject to approval. Terms and conditions apply.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 0.00% | None | 0% introductory Annual Percentage Rate (APR) on purchases for the first 7 billing cycles. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- banksouth.com/personal/credit-cards · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.