Bank · FDIC insured
Security Federal Bank Credit Card Rates
Security Federal Bank credit cards start at 9.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Security Federal Bank’s credit card rates compare
Compared with banks and credit unions near Augusta, GA-SC, where Security Federal Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Security Federal Bank
9.99%APR
- Up to
- —
Classic Credit Card
Lowest rate
Peach State Federal Credit Union
8.90%APR
- Up to
- —
3rd-lowest rate
Navy Federal Credit Union
10.24%APR
- Up to
- 18.00% APR
Security Federal Bank credit card score
82
Credit card score
Higher than 58% of U.S. banks and credit unions
- Purchase APRPurchase APR9.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Security Federal Bank ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.99% | None | Fixed APR for purchases, balance transfers, and cash advances. No annual fee. |
| Intro, 6 months | 1.99% | None | Introductory APR for purchases and balance transfers for new accounts for the first 6 months. |
Sources (1)
- securityfederalbank.com/personal/cards/credit-card · captured Oct 4, 2026
Rewards Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.99%–18.00% | None | Variable APR for purchases, balance transfers, and cash advances based on Prime Rate + 9.99%; maximum rate 18.00%. Rate was 16.99% as of 2026-09-17. No annual fee. |
| Intro, 6 months | 1.99% | None | Introductory balance transfer APR for new accounts for the first 6 months. |
Sources (1)
- securityfederalbank.com/personal/cards/credit-card · captured Oct 4, 2026
Secured Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.99% | None | Fixed APR for purchases, balance transfers, and cash advances. No annual fee. |
| Intro, 6 months | 1.99% | None | Introductory balance transfer APR for new accounts for the first 6 months. |
Sources (1)
- securityfederalbank.com/personal/cards/credit-card · captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.