Skip to content

Bank · FDIC insured

Chase Credit Card Rates

Chase credit cards start at 18.49% APR on purchases, after any introductory rate. Rates checked October 16, 2026.

How Chase’s credit card rates compare

Compared with banks and credit unions near New York, NY-NJ, where Chase has the most branches. Ongoing purchase APR, lowest first.

  • This bank’s lowest

    Chase

    18.49%APR

    Up to
    27.99% APR

    Chase Freedom Rise Credit Card

  • Top Carrot, Carrot Score 87

    Lowest rate

    Fox Federal Credit Union

    6.95%APR

    Up to
    —

    Fox Federal Credit Union rates

  • Top Carrot, Carrot Score 87

    2nd-lowest rate

    NYU Federal Credit Union

    7.90%APR

    Up to
    —

    NYU Federal Credit Union rates

Compare credit card rates near you →

Chase credit card score

60

Credit card score

Higher than 1% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR18.49%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Current credit card rates

Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Opening an account

Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.

← Chase overview