Bank · FDIC insured
First National Community Bank Credit Card Rates
First National Community Bank credit cards start at 15.00% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How First National Community Bank’s credit card rates compare
Compared with banks and credit unions near Dalton, GA, where First National Community Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
First National Community Bank
15.00%APR
- Annual fee
- $35
- Up to
- —
Visa Platinum Cashback Rewards Credit Card
Lowest rate
COMTRUST Federal Credit Union
9.90%APR
- Annual fee
- None
- Up to
- 13.90% APR
2nd-lowest rate
Truist Bank
13.99%APR
- Annual fee
- $450
- Up to
- —
First National Community Bank credit card score
61
Credit card score
Higher than 5% of U.S. banks and credit unions
- Purchase APRPurchase APR15.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where First National Community Bank ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum Cashback Rewards Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 0.00% | $35 | 0% intro APR on purchases for the first 7 billing cycles after account opening. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- fncbank.com/Personal-Banking/Personal-Credit-Cards · captured Oct 22, 2026
Visa Platinum Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 0.00% | None | 0% intro APR on purchases for the first 7 billing cycles after account opening. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- fncbank.com/Personal-Banking/Personal-Credit-Cards · captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.