Bank · FDIC insured
River City Bank Credit Card Rates
River City Bank credit cards start at 15.00% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How River City Bank’s credit card rates compare
Compared with banks and credit unions near Atlanta, GA, where River City Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
River City Bank
15.00%APR
- Annual fee
- $35
- Up to
- —
Cash Back Rewards Card
Lowest rate
Faith Connection FCU
8.90%APR
- Annual fee
- None
- Up to
- 17.90% APR
2nd-lowest rate
Family First Credit Union
8.90%APR
- Annual fee
- None
- Up to
- 17.90% APR
River City Bank credit card score
61
Credit card score
Higher than 5% of U.S. banks and credit unions
- Purchase APRPurchase APR15.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where River City Bank ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Cash Back Rewards Card
Subject to credit approval. Credit cards are issued by ServisFirst Bank. $35 annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 0.00% | $35 | 0% introductory APR on purchases for the first 7 billing cycles after account opening. Introductory APR may end and Penalty APR may apply if minimum payment is not paid in full within 60 days of due date. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- rivercity.bank/personal/credit-cards · captured Oct 7, 2026
Platinum Benefits Card
Subject to credit approval. Credit cards are issued by ServisFirst Bank.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 0.00% | None | 0% introductory APR on purchases for the first 7 billing cycles after account opening. Introductory APR may end and Penalty APR may apply if minimum payment is not paid in full within 60 days of due date. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- rivercity.bank/personal/credit-cards · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.