Bank · FDIC insured
Vallant Bank Credit Card Rates
Vallant Bank credit cards start at 12.74% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Vallant Bank’s credit card rates compare
Compared with banks and credit unions near Atlanta, GA, where Vallant Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Vallant Bank
12.74%APR
- Up to
- 20.74% APR
Platinum MasterCard®
Lowest rate
Faith Connection FCU
8.90%APR
- Up to
- 17.90% APR
2nd-lowest rate
Family First Credit Union
8.90%APR
- Up to
- 17.90% APR
Vallant Bank credit card score
69
Credit card score
Higher than 24% of U.S. banks and credit unions
- Purchase APRPurchase APR12.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Vallant Bank ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum MasterCard®
Subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | 0% INTRO APR on purchases for the first 6 months. |
| Intro, 12 months | 0.00% | None | 0% Intro APR on balance transfers for 12 months from date of first transfer when transfers are completed within 60 days from date of account opening. A balance transfer fee of $10 or 3% of the amount of the transfer (whichever is greater) applies. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- vallant.bank/personal/credit-cards · captured Oct 5, 2026
Platinum Rewards MasterCard®
Subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% INTRO APR on balance transfers for the first 12 months from date of first transfer when transfers are completed within 60 days from date of account opening. A balance transfer fee of $10 or 3% of the amount of the transfer (whichever is greater) applies. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- vallant.bank/personal/credit-cards · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.