Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 41 in Portland, OR-WA metro · median 11.99% APR
- 8.90%APRas low as · up to 19.90%
8.90% APR, up to 19.90%
Terms
Credit limits from $250 to $30,000. Variable APR based on Wall Street Journal Prime Rate plus a margin. Annual Percentage Rate is for purchases, cash advances, and balance transfers. No Annual Fee, Cash Advance Fee, or Balance Transfer Fee.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.95%APRas low as
Terms
Purchase APR 8.95% (variable). On approved credit. All loans subject to credit approval. 25-day grace period.
Credit card score 89 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 9.49%APRas low as
Terms
Low fixed interest rate.
Credit card score 87 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - Castparts Employees Federal Credit UnionPlatinum Visa Credit Card · No annual fee
Credit union · 1 branch
9.90%APRas low asTerms
Fixed rate. Rate depends on credit history.
Credit card score 84 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Qualifying credit tiers A+ (725+), A (690-724), B (650-689), C (600-649). Variable APR.
Credit card score 84 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 18.00%
9.90% APR, up to 18.00%
Terms
Fixed rate APR as low as 9.90% up to 18.00%. No annual fee. No cash advance fee. No balance transfer fee.
Credit card score 84 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 18.00%
9.90% APR, up to 18.00%
Terms
Annual fee of $15 is waived for qualifying account packages. Rates determined by creditworthiness and loan term.
Credit card score 81 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Fixed rate.
Credit card score 82 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as · up to 17.99%
9.99% APR, up to 17.99%
Terms
Standard variable APR for purchases based on creditworthiness. 25-day grace period on purchases paid by the due date.
Credit card score 82 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 10.50%APRas low as
Terms
Non-variable rate. Subject to credit approval.
Credit card score 81 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 10.50%APRas low as · up to 20.50%
10.50% APR, up to 20.50%
Terms
Rates on purchases. Same rates for cash advances and balance transfers. APR varies with market based on prime rate.
Credit card score 81 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 10.65%APRas low as · up to 17.90%
10.65% APR, up to 17.90%
Terms
Variable APR for purchases and balance transfers. Cash advance fee is 3% of amount advanced. No annual fee.
Credit card score 81 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - First Tech Federal Credit UnionChoice Rewards World Mastercard · No annual fee
Credit union · 7 branches
10.74%APRas low as · up to 18.00%10.74% APR, up to 18.00%
Terms
Purchase APR is 11.75% to 18.00% when you open your account, based on creditworthiness. Variable rate adjusts monthly by adding a margin of 3.74% to 18.00% to Prime Rate. Maximum APR will not exceed 18.00%. No annual fee. Earn 20,000 bonus points when you spend $3,000 in the first 60 days.
Credit card score 80 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 10.75%APRas low as · up to 18.00%
10.75% APR, up to 18.00%
Terms
Variable APR based on an index plus a margin of 4.00%, 6.00%, 10.00%, or 14.00% depending on credit qualifications. No annual fee.
Credit card score 80 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 10.75%APRas low as
Terms
Subject to credit approval. Rate may vary based on individual. No annual fee, no cash advance fee, no balance transfer fee.
Credit card score 80 · Carrot Score 68
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Portland, OR-WA metro
41 banks and credit unions · checked Oct 16–22
- Typical
- 11.99%
- Top 10% up to
- 9.90%
- Banks, typical
- 16.74%
- Credit unions, typical
- 11.37%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Portland, OR-WA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Ironworkers USA Credit UnionCredit union · 1 branch
- Rivermark Community Credit UnionCredit union · 18 branches
- Ukrainian Federal Credit UnionCredit union · 2 branches