Credit union · NCUA insured
United Trades Federal Credit Union
A $54.9M credit union headquartered in Tualatin, OR, with 5,943 members and 1 branch in Oregon. Best rates: savings 0.10% APY.
United Trades Federal Credit Union Carrot Score
68
Carrot Score
Higher than 22% of U.S. banks and credit unions
#37 of 56 in Portland, OR-WA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About United Trades Federal Credit Union
Founded in 1955 by the steamfitters' union, United Trades Federal Credit Union serves skilled trades union workers in the Pacific Northwest.
The institution operates as a member-owned financial cooperative.
- Headquarters
- 20210 SW Teton Ave, Tualatin, OR 97062
- NCUA charter
- 10442
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees, retirees, and families of Jones Heavy Equipment Products are eligible for membership.
- Employees, retirees, and families of Local 290 Union of the United Association of Journeymen and Apprentices of the Plumbing and Steamfitting Industry are eligible for membership.
- Employees, retirees, and families of Watts Heating & Cooling are eligible for membership.
- Employees, retirees, and families of Willamette Building Services are eligible for membership.
Family and household
- Immediate family members of an existing member are eligible for membership.
Cost to join
- Joining requires opening a Regular Savings account with a $5 deposit.
Branches
1 branch in Oregon
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Oregon
1 branch
- Tualatin OfficeMain office20210 SW Teton Ave, Tualatin, OR 97062Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.02% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.60% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.22% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $71 | $59 | — |
- CapitalNet worth ratio13.02%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.60%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.22%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$71Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of United Trades Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.