Compare Bank & Credit Union Rates
Best credit card rates in Hermitage, TN
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 20 in Hermitage, TN · median 13.24% APR
- 8.90%APRas low as
Terms
Variable Rate Subject to change with 90 day notice. Payment 3% of balance. Rates labeled as Annual Percentage Yield (APY) as low as 8.90%.
Credit card score 89 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as · up to 17.75%
8.90% APR, up to 17.75%
Terms
Rate based on creditworthiness and term of loan.
Credit card score 89 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - Ascend Federal Credit UnionAscend Visa Platinum Rewards Card · No annual fee
Credit union · 5 branches
9.50%APRas low as · up to 18.00%9.50% APR, up to 18.00%
Credit card score 87 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - Nashville Firemen’s Credit UnionVisa Credit Card - Fixed Rate · No annual fee
Credit union · 1 branch
9.90%APRas low asTerms
Approximate terms: 3% of owed balance. Rate based on creditworthiness and term of loan.
Credit card score 84 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as · up to 10.99%
9.99% APR, up to 10.99%
Terms
Fixed rate determined when account is opened, based on creditworthiness.
Credit card score 82 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 11.00%APRas low as
Terms
Rates as low as 11.00% APR. The specific rate and term will depend on credit rating, collateral value, amount financed, and other factors. Rates and terms are subject to change without prior notice.
Credit card score 77 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 12.00%APRas low as
Terms
Standard APR as low as 12.00%. No annual fee, no balance transfer fee, no application fee.
Credit card score 72 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 12.15%APRas low as
Credit card score 71 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 12.75%APRas low as · up to 29.95%
12.75% APR, up to 29.95%
Terms
All loans subject to approval. Rates and terms based on individual's credit score and qualifications. Rates and terms subject to change. No annual fee. Credit limits starting at $300.
Credit card score 69 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 13.00%APRas low as · up to 18.00%with conditions
13.00% APR, up to 18.00%
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Variable APR based on Prime. Rate is the same as the Platinum Advantage Visa interest rate. Requires direct deposit of full net pay to a First South Financial Checking or Savings Plus account.
Credit card score 66 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 13.49%APRas low as · up to 18.00%
13.49% APR, up to 18.00%
Terms
Credit limit: $300 - $40,000. All loans are subject to approval. Rates, terms, and conditions are subject to change.
Credit card score 66 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 13.74%APRas low as · up to 22.74%
13.74% APR, up to 22.74%
Terms
Variable purchase APR based on creditworthiness.
Credit card score 65 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Rate stated as low as 13.99% APR.
Credit card score 63 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Variable APR for Purchases determined monthly by adding 6.99% margin to Prime Rate (7.00% as of September 17, 2026). Introductory $0 annual fee for the first year, after that $450 (waived for eligible Wealth clients).
Credit card score 61 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 14.00%APRas low as · up to 22.00%
14.00% APR, up to 22.00%
Terms
Variable Purchase APR based on creditworthiness. Variable rate is 7.00% to 15.00% + Prime Rate. Prime Rate of 7.00% as of September 16, 2026.
Credit card score 63
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Hermitage, TN
20 banks and credit unions · checked Oct 15–22
- Typical
- 13.24%
- Top 10% up to
- 9.44%
- Banks, typical
- 17.74%
- Credit unions, typical
- 12.00%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nashville, TN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Ascend Federal Credit UnionCredit union · 20 branches
- American Airlines Federal Credit UnionCredit union · 1 branch
- St. Thomas Credit UnionCredit union · 1 branch