Credit union · NCUA insured
Nashville Post Office Credit Union
Top CarrotA $80.8M credit union headquartered in Nashville, TN, with 4,080 members and 1 branch in Tennessee. Best rates: CDs 2.15% and savings 1.25% APY.
Nashville Post Office Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 80% of U.S. banks and credit unions
#12 of 44 in Nashville, TN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Nashville Post Office Credit Union
Founded in 1925 by a group of postal employees, Nashville Post Office Credit Union is a member-owned financial cooperative based in Tennessee.
Headquartered in Nashville, Tennessee, the credit union provides financial services to postal workers, select employee groups, and the Middle Tennessee community.
- Headquarters
- 10 Rachel Dr, Nashville, TN 37214
- NCUA charter
- 67922
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Active or retired employees of select employee groups across Middle Tennessee are eligible for membership.
Military, government and schools
- Postal employees across Middle Tennessee are eligible for membership.
Family and household
- Family members related by blood, marriage, or adoption and household members maintaining a single economic unit with an eligible employee or member are eligible to join.
Branches
1 branch in Tennessee
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Tennessee
1 branch
- Main OfficeMain office10 Rachel Dr, Nashville, TN 37214Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 16.17% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.76% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.09% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $60 | $59 | — |
- CapitalNet worth ratio16.17%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.76%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.09%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$60Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Nashville Post Office Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.