Credit union · NCUA insured
Outreach FCU
A $34.6M credit union headquartered in Hermitage, TN, with 2,146 members and 1 branch in Tennessee. Best rates: CDs 3.60% APY.
Outreach FCU Carrot Score
82
Carrot Score
Higher than 59% of U.S. banks and credit unions
#17 of 44 in Nashville, TN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Outreach FCU
Established in 1953, Outreach Federal Credit Union is a financial institution headquartered in Hermitage, Tennessee.
The credit union is owned and operated by its members, serving individuals who live, work, worship, or attend school in Davidson County, Tennessee.
- Headquarters
- 3904 Central Pike, Hermitage, TN 37076-3409
- NCUA charter
- 8922
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, work, worship, or attend school in, and businesses and other legal entities located in Davidson County, Tennessee.
Cost to join
- A minimum deposit of $25 into a savings account is required for membership and remains the property of the member.
Branches
1 branch in Tennessee
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Tennessee
1 branch
- Outreach Federal Credit UnionMain office3904 Central Pike, Hermitage, TN 37076Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.96% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.50% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.32% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $54 | $59 | — |
- CapitalNet worth ratio10.96%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.50%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.32%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$54Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Outreach FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.