Compare Bank & Credit Union Rates
Best credit card rates in Tennessee
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 80 in Tennessee · median 10.90% APR
- 6.00%APRas low as · up to 24.00%
6.00% APR, up to 24.00%
Terms
Variable APR ranging from 6% to 24% based on credit score and financial profile. No annual fee, no balance transfer fee, no over-limit fee.
Credit card score 99 · Carrot Score 97
Rate checked · Credit cards rates on its site
Rates and branches - 7.00%APRas low as
Terms
Fixed rate based on credit score.
Credit card score 95 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 7.90%APRas low as · up to 16.90%
7.90% APR, up to 16.90%
Terms
Rate depends on borrower's credit score; maximum credit limit of $15,000.00.
Credit card score 93 · Carrot Score 98
Rate checked · Credit cards rates on its site
Rates and branches - Memphis City Employees Credit UnionMastercard® Platinum Rewards Card · No annual fee
Credit union · 6 branches
7.90%APRas low as · up to 16.90%7.90% APR, up to 16.90%
Terms
Rate determined by creditworthiness.
Credit card score 93 · Carrot Score 96
Rate checked · Credit cards rates on its site
Rates and branches - United Southeast Federal Credit UnionVisa Credit Card Platinum Preferred · No annual fee
Credit union · 2 branches
7.90%APRas low asTerms
Purchases, Balance Transfers, and Cash Advances APR: 7.90%. Penalty APR: None. Balance Transfer Fee: None. Cash Advance Fee: None. Over-the-credit-limit Fee: None. Minimum Interest Charge: $0.00.
Credit card score 93 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 8.00%APRas low as
Terms
Variable rate. Rate is as low as stated and based on an evaluation of applicant's credit.
Credit card score 92 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 8.75%APRas low as
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Fixed APR. No annual fee.
Credit card score 89 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as · up to 18.00%
8.90% APR, up to 18.00%
Terms
With approved credit. Rate is determined by member's credit score. 25-day repayment grace period for purchases. Average Daily Balance (Excluding New Purchases). $0 annual fee. No minimum finance charge. No transaction fees for purchases.
Credit card score 89 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Variable Rate Subject to change with 90 day notice. Payment 3% of balance. Rates labeled as Annual Percentage Yield (APY) as low as 8.90%.
Credit card score 89 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as · up to 17.75%
8.90% APR, up to 17.75%
Terms
Rate based on creditworthiness and term of loan.
Credit card score 89 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as · up to 16.99%
8.99% APR, up to 16.99%
Terms
Fixed APR determined when account is opened, based on creditworthiness and underwriting guidelines.
Credit card score 88 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Terms
Rates subject to change without notice. Loans subject to credit approval; some restrictions apply.
Credit card score 88 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as · up to 17.99%
8.99% APR, up to 17.99%
Credit card score 88 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - Ascend Federal Credit UnionAscend Visa Platinum Rewards Card · No annual fee
Credit union · 27 branches
9.50%APRas low as · up to 18.00%9.50% APR, up to 18.00%
Credit card score 87 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Tennessee
80 banks and credit unions · checked Oct 15–22
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 14.00%
- Credit unions, typical
- 10.24%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Tennessee
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Knoxville TVA Employees Credit UnionCredit union · 24 branches
- LGWFCUCredit union · 1 branch
- Bowater Credit UnionCredit union · 5 branches