Credit union · NCUA insured
Foothills Federal Credit Union
A $92.9M credit union headquartered in Loudon, TN, with 5,251 members and 3 branches in Tennessee. Best rates: CDs 1.26% and savings 0.15% APY.
Foothills Federal Credit Union Carrot Score
75
Carrot Score
Higher than 39% of U.S. banks and credit unions
#14 of 32 in Knoxville, TN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Foothills Federal Credit Union
Foothills Federal Credit Union was chartered in 1962 as UC Employees Credit Union to serve employees of the Union Carbide Company in Loudon, Tennessee.
After expanding to multiple employee groups in 1983 and renaming in 2001, it received a community charter in 2005 serving Loudon, Monroe, and Blount Counties.
- Headquarters
- 956 Mulberry St, Loudon, TN 37774
- NCUA charter
- 15015
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is available to anyone who lives, works, or worships in Loudon, Monroe, and Blount Counties.
Branches
3 branches in Tennessee
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Tennessee
3 branches
Knoxville area · 2
- Foothills Federal Credit UnionMain office956 Mulberry St, Loudon, TN 37774Directions
- Foothills Federal Credit Union605 Highway 321 N, Lenoir City, TN 37771Directions
Sweetwater area · 1
- Foothills Federal Credit Union413 Sweetwater Vonore Rd, Sweetwater, TN 37874Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.99% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.20% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.93% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $51 | $59 | — |
- CapitalNet worth ratio9.99%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.20%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.93%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$51Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Foothills Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.