Compare Bank & Credit Union Rates
Best credit card rates in Oklahoma City, OK
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 19 in Oklahoma City, OK · median 12.24% APR
- 7.00%APRas low as · up to 11.00%
7.00% APR, up to 11.00%
Credit card score 95 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as · up to 18.00%
8.99% APR, up to 18.00%
Terms
Standard non-variable APR for purchases, balance transfers, and cash advances based on creditworthiness/FICO score. Rates are current as of 07/01/2015 and subject to change.
Credit card score 88 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as · up to 18.99%
8.99% APR, up to 18.99%
Terms
Variable APR after that on purchases.
Credit card score 88 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - Oklahoma Educators Credit Union of Oklahoma CityVisa Platinum · No annual fee
Credit union · 1 branch
9.49%APRas low asTerms
Rate based on creditworthiness. Fixed rate on purchases, balance transfers, and cash advances.
Credit card score 87 · Carrot Score 68
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Fixed rate. Advertised rate includes a 0.25% loyalty discount for qualifying borrowers and a 0.25% discount for direct deposit of at least $1,500.00 per month into a CUOne Rewards or Investor Checking account. Actual rate determined by creditworthiness and other factors.
Credit card score 82 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 10.65%APRas low as · up to 18.00%
10.65% APR, up to 18.00%
Terms
Variable APR based on Prime Rate and creditworthiness. 25-day grace period on purchases.
Credit card score 81 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as · up to 17.99%
10.99% APR, up to 17.99%
Terms
Interest rates determined by credit score. Normal credit union underwriting, terms and conditions apply. Rates subject to change.
Credit card score 77 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 11.25%APRas low as
Terms
Fixed rate as low as 11.25% APR on purchases, balance transfers, and cash advances. Non-Introductory/Standard Rates. Subject to final credit approval and creditworthiness; 3% balance transfer fee applies. No annual fee.
Credit card score 76 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 11.74%APRas low as · up to 17.99%
11.74% APR, up to 17.99%
Terms
APR applies to purchases, balance transfers and cash advances. 25 days grace period. $0 balance transfer fee. $0 cash advance fee. Minimum payment is greater of 2.5% or $10.
Credit card score 75 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 12.24%APRas low as
Terms
Credit Union membership required with a minimum $5.00 share account.
Credit card score 71 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 13.74%APRas low as · up to 22.74%
13.74% APR, up to 22.74%
Terms
Variable purchase APR based on creditworthiness.
Credit card score 65 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 13.74%APRas low as · up to 21.74%
13.74% APR, up to 21.74%
Terms
Variable regular APR for purchases based on creditworthiness and prime rate (up to 24.99%).
Credit card score 65 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
After the introductory rate, variable ongoing APR is Prime + 6.99%; the account will never have an APR over 21%. Index is Prime Rate published in WSJ.
Credit card score 63 · Carrot Score 61
Rate checked · Credit cards rates on its site
Rates and branches - 14.00%APRas low as · up to 22.00%
14.00% APR, up to 22.00%
Terms
Variable Purchase APR based on creditworthiness. Variable rate is 7.00% to 15.00% + Prime Rate. Prime Rate of 7.00% as of September 16, 2026.
Credit card score 63
Rate checked · Credit cards rates on its site
Rates and branches - UMB BankUMB Private Bank Visa Signature Preferred Premier Cash Rewards Credit Card · No annual fee
Bank · 2 branches
14.49%APRas low asTerms
After the first 12 months, 14.49% variable APR based on prime rate.
Credit card score 63 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Oklahoma City, OK
19 banks and credit unions · checked Oct 15–22
- Typical
- 12.24%
- Top 10% up to
- 8.99%
- Banks, typical
- 14.24%
- Credit unions, typical
- 10.65%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Oklahoma City, OK metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Communication Federal Credit UnionCredit union · 12 branches
- Bank of CommerceBank · 1 branch
- Farmers Insurance Federal Credit UnionCredit union · 1 branch