Credit union · NCUA insured
Oklahoma Educators Credit Union of Oklahoma City
A $315.3M credit union headquartered in Oklahoma City, OK, with 11,433 members and 7 branches in Oklahoma. Best rates: CDs 1.25% and savings 0.05% APY.
Oklahoma Educators Credit Union of Oklahoma City Carrot Score
68
Carrot Score
Higher than 21% of U.S. banks and credit unions
#37 of 47 in Oklahoma City, OK metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Oklahoma Educators Credit Union of Oklahoma City
Initially chartered in 1960, Oklahoma Educators Credit Union is a member-owned and operated financial cooperative.
- Headquarters
- 4001 NW Expressway, Oklahoma City, OK 73116-1686
- NCUA charter
- 61088
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to Select Employee Groups within the State of Oklahoma.
Military, government and schools
- Membership is open to all school employees and students within the State of Oklahoma.
Family and household
- Membership is open to immediate family members (spouse, child, parent, brother, sister, stepparent, stepchild, grandchild, grandparent, and adopted children) of anyone who qualifies for membership.
Other ways
- Membership is open to Select Associational Groups within the State of Oklahoma.
Cost to join
- Opening a savings (share) account requires a $5 minimum deposit to qualify for membership.
Branches
7 branches in Oklahoma
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Oklahoma
7 branches
Oklahoma City area · 6
- Nw BranchMain office4001 NW Expressway, Oklahoma City, OK 73116Directions
- Bethany Branch7300 NW B 5 23rd St, Bethany, OK 73008Directions
- Mwc Branch1704 S Air Depot Blvd, Midwest City, OK 73110Directions
- Moore I-352101 S I 35 Service Rd, Moore, OK 73160Directions
- Norman Lindsey Branch1320 E Lindsey St, Norman, OK 73071Directions
- Yukon Branch732 Garth Brooks Blvd, Yukon, OK 73099Directions
Duncan area · 1
- Duncan Branch1006 W Main St, Duncan, OK 73533Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.26% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.51% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.66% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $65 | $76 | — |
- CapitalNet worth ratio11.26%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.51%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.66%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$65Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Oklahoma Educators Credit Union of Oklahoma City are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.