Compare Bank & Credit Union Rates
Best credit card rates in Tulsa, OK
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–14 of 14 in Tulsa, OK · median 13.86% APR
- 10.00%APRas low as
Terms
APR is as low as 10.00% based on individual credit history with approved credit (WAC). Payment calculation is $10.00 or 3% of principal balance including new purchases.
Credit card score 81 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 10.65%APRas low as · up to 18.00%
10.65% APR, up to 18.00%
Terms
Variable APR based on Prime Rate and creditworthiness. 25-day grace period on purchases.
Credit card score 81 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Terms
Rates starting as low as 10.90% APR depending on collateral value and borrower credit history. Credit lines up to $20,000/member.
Credit card score 79 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 11.74%APRas low as · up to 17.99%
11.74% APR, up to 17.99%
Terms
APR applies to purchases, balance transfers and cash advances. 25 days grace period. $0 balance transfer fee. $0 cash advance fee. Minimum payment is greater of 2.5% or $10.
Credit card score 75 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 12.00%APRas low as · up to 16.50%
12.00% APR, up to 16.50%
Terms
Rates are based on creditworthiness and vary with the Prime Rate. Maximum limit $25,000. Membership and eligibility required. Must be at least 18 years of age.
Credit card score 72 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 13.56%APRas low as
Terms
APR for Purchases, Balance Transfers, and Cash Advances. 25-day grace period on purchases when entire balance is paid by due date each month. Balance transfer fee: None. Cash advance fee: 1.50%.
Credit card score 65 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 13.74%APRas low as · up to 21.74%
13.74% APR, up to 21.74%
Terms
Variable regular APR for purchases based on creditworthiness and prime rate (up to 24.99%).
Credit card score 65 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Variable rate of Prime + 6.99% after the first 6 months. Subject to credit approval.
Credit card score 63 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 14.00%APRas low as · up to 22.00%
14.00% APR, up to 22.00%
Terms
Variable Purchase APR based on creditworthiness. Variable rate is 7.00% to 15.00% + Prime Rate. Prime Rate of 7.00% as of September 16, 2026.
Credit card score 63
Rate checked · Credit cards rates on its site
Rates and branches - UMB BankUMB Private Bank Visa Signature Preferred Premier Cash Rewards Credit Card · No annual fee
Bank · 1 branch
14.49%APRas low asTerms
After the first 12 months, 14.49% variable APR based on prime rate.
Credit card score 63 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 15.99%APRas low as · up to 25.74%
15.99% APR, up to 25.74%
Terms
Variable APR after the introductory period.
Credit card score 61
Rate checked · Credit cards rates on its site
Rates and branches - 17.99%APRas low as · up to 27.99%
17.99% APR, up to 27.99%
Terms
Variable APR of 17.99% - 27.99% on all purchases and balance transfers.
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.49%
18.49% APR, up to 27.49%
Terms
Variable purchase APR based on creditworthiness.
Credit card score 60 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Tulsa, OK
14 banks and credit unions · checked Oct 15–22
- Typical
- 13.86%
- Top 10% up to
- 10.72%
- Banks, typical
- 15.24%
- Credit unions, typical
- 11.32%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Tulsa, OK metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Communication Federal Credit UnionCredit union · 5 branches
- American Airlines Federal Credit UnionCredit union · 3 branches
- UMB BankBank · 1 branch