Compare Bank & Credit Union Rates
Best credit card rates in Idaho
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 33 in Idaho · median 11.74% APR
- 8.90%APRas low as · up to 12.95%
8.90% APR, up to 12.95%
Terms
Revolving credit line. Current rates are within the range shown and subject to change; rate adjustments are based on creditworthiness, account relationships, loan types, and loan-to-value ratios.
Credit card score 89 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - Responders Emergency Services Credit UnionRESCU VISA Platinum · No annual fee
Credit union · 1 branch
8.90%APRas low asTerms
Standard rate as low as 8.9% APR based on creditworthiness. Rate customized based on FICO score and credit union activity. Credit limit up to $10,000 (higher limits require Credit Committee approval).
Credit card score 89 · Carrot Score 96
Rate checked · Credit cards rates on its site
Rates and branches - 9.00%APRas low as
Terms
APR as low as 9.00%. The interest rate on each loan is customized to the individual member. Factors that will affect your rate are your credit history, the loan type, value of collateral, and the term that you request. Some restrictions may apply. Fixed interest rates. No annual fee. No balance transfer fee. Minimum monthly payments established at the close of each billing cycle at an amount equal to 3.00% of outstanding balance, subject to the lesser of $25.00 or your balance.
Credit card score 88 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Credit card score 84 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Credit tier A & B
Credit card score 82 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 10.24%APRas low as · up to 18.00%
10.24% APR, up to 18.00%
Terms
Variable rate. Rate when you open account, based on creditworthiness. 25-day grace period on purchases. Cash advance fee 1.50%. No balance transfer fee.
Credit card score 81 · Carrot Score 90
Rate checked · Credit cards rates on its site
Rates and branches - First Tech Federal Credit UnionChoice Rewards World Mastercard · No annual fee
Credit union · 1 branch
10.74%APRas low as · up to 18.00%10.74% APR, up to 18.00%
Terms
Purchase APR is 11.75% to 18.00% when you open your account, based on creditworthiness. Variable rate adjusts monthly by adding a margin of 3.74% to 18.00% to Prime Rate. Maximum APR will not exceed 18.00%. No annual fee. Earn 20,000 bonus points when you spend $3,000 in the first 60 days.
Credit card score 80 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 10.88%APRas low as · up to 18.88%
10.88% APR, up to 18.88%
Terms
Revolving terms; on approved credit (OAC).
Credit card score 80 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as · up to 17.99%
10.99% APR, up to 17.99%
Terms
Rate between 10.99% and 17.99% APR based on creditworthiness and qualifications. Non-variable rate. Limit $300+.
Credit card score 77 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 11.49%APRas low as · up to 24.00%
11.49% APR, up to 24.00%
Terms
Variable APR as low as 11.49% up to 24.00% depending on creditworthiness.
Credit card score 76 · Carrot Score 97
Rate checked · Credit cards rates on its site
Rates and branches - 11.50%APRas low as · up to 19.50%
11.50% APR, up to 19.50%
Terms
Based upon your creditworthiness when you open your account. After that, your APR will vary with the market based upon the Prime Rate.
Credit card score 75 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 11.50%APRas low as
Terms
Rate stated as 'as low as'.
Credit card score 75 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 11.50%APRas low as · up to 17.50%
11.50% APR, up to 17.50%
Terms
Regular variable purchase APR based on credit score tier. No annual fee, no cash advance fees, 25-day grace period on purchases.
Credit card score 75 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 11.65%APRas low as · up to 22.65%
11.65% APR, up to 22.65%
Terms
Standard variable APR for purchases, balance transfers, and cash advances. Cash advance fee / balance transfer fee: 3% of advance amount ($10 minimum) in CA and ID; 2% of advance amount ($2 minimum) in TX. No annual fee or foreign transaction fee.
Credit card score 75 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 11.74%APRas low as
Terms
Variable APR based on Prime Rate index plus margin. No annual fees. Visa Platinum requires a $6,000 minimum limit. Maximum APR of 18%.
Credit card score 75 · Carrot Score 99
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Idaho
33 banks and credit unions · checked Oct 16–22
- Typical
- 11.74%
- Top 10% up to
- 9.92%
- Banks, typical
- 16.74%
- Credit unions, typical
- 11.58%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Idaho
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 2 branches
- ICCUCredit union · 52 branches
- Responders Emergency Services Credit UnionCredit union · 1 branch