Compare Bank & Credit Union Rates
Best credit card rates in Star, ID
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 22 in Ada County, ID · median 12.20% APR
- 8.90%APRas low as · up to 12.95%
8.90% APR, up to 12.95%
Terms
Revolving credit line. Current rates are within the range shown and subject to change; rate adjustments are based on creditworthiness, account relationships, loan types, and loan-to-value ratios.
Credit card score 89 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 10.24%APRas low as · up to 18.00%
10.24% APR, up to 18.00%
Terms
Variable rate. Rate when you open account, based on creditworthiness. 25-day grace period on purchases. Cash advance fee 1.50%. No balance transfer fee.
Credit card score 81 · Carrot Score 90
Rate checked · Credit cards rates on its site
Rates and branches - First Tech Federal Credit UnionChoice Rewards World Mastercard · No annual fee
Credit union · 1 branch
10.74%APRas low as · up to 18.00%10.74% APR, up to 18.00%
Terms
Purchase APR is 11.75% to 18.00% when you open your account, based on creditworthiness. Variable rate adjusts monthly by adding a margin of 3.74% to 18.00% to Prime Rate. Maximum APR will not exceed 18.00%. No annual fee. Earn 20,000 bonus points when you spend $3,000 in the first 60 days.
Credit card score 80 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as · up to 17.99%
10.99% APR, up to 17.99%
Terms
Rate between 10.99% and 17.99% APR based on creditworthiness and qualifications. Non-variable rate. Limit $300+.
Credit card score 77 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 11.49%APRas low as · up to 24.00%
11.49% APR, up to 24.00%
Terms
Variable APR as low as 11.49% up to 24.00% depending on creditworthiness.
Credit card score 76 · Carrot Score 97
Rate checked · Credit cards rates on its site
Rates and branches - 11.50%APRas low as · up to 19.50%
11.50% APR, up to 19.50%
Terms
Based upon your creditworthiness when you open your account. After that, your APR will vary with the market based upon the Prime Rate.
Credit card score 75 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 11.50%APRas low as · up to 17.50%
11.50% APR, up to 17.50%
Terms
Regular variable purchase APR based on credit score tier. No annual fee, no cash advance fees, 25-day grace period on purchases.
Credit card score 75 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 11.65%APRas low as · up to 22.65%
11.65% APR, up to 22.65%
Terms
Standard variable APR for purchases, balance transfers, and cash advances. Cash advance fee / balance transfer fee: 3% of advance amount ($10 minimum) in CA and ID; 2% of advance amount ($2 minimum) in TX. No annual fee or foreign transaction fee.
Credit card score 75 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 11.74%APRas low as
Terms
Variable APR based on Prime Rate index plus margin. No annual fees. Visa Platinum requires a $6,000 minimum limit. Maximum APR of 18%.
Credit card score 75 · Carrot Score 99
Rate checked · Credit cards rates on its site
Rates and branches - 11.74%APRas low as · up to 21.74%
11.74% APR, up to 21.74%
Terms
Variable APR. Subject to change at any time without notice.
Credit card score 75 · Carrot Score 62
Rate checked · Credit cards rates on its site
Rates and branches - 11.74%APRas low as · up to 18.00%
11.74% APR, up to 18.00%
Terms
Variable annual percentage rate between 11.74% to 18.00% based on creditworthiness. No annual or balance transfer fees.
Credit card score 75 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 12.65%APRas low as · up to 21.25%
12.65% APR, up to 21.25%
Terms
APR is 12.65% to 21.25% when you open your account; after that, APR will vary with the market based on the prime rate. Rate is based on credit qualification and the VISA Credit Card selected. No interest charged on purchases if entire new purchase balance is paid by the due date each month.
Credit card score 69 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 13.50%APRas low as · up to 22.50%
13.50% APR, up to 22.50%
Terms
Thereafter, variable APR ranges from 13.50% to 22.50% based on a margin and creditworthiness, varying with the market based on the Prime Rate published in The Wall Street Journal. Accurate as of 10/07/2026.
Credit card score 65 · Carrot Score 63
Rate checked · Credit cards rates on its site
Rates and branches - 14.00%APRas low as · up to 18.25%
14.00% APR, up to 18.25%
Terms
Standard variable APR based on Prime Rate plus a margin determined at application based on creditworthiness. Applies after the introductory period. If default occurs, APR increases to 18.00%.
Credit card score 63 · Carrot Score 62
Rate checked · Credit cards rates on its site
Rates and branches - 14.99%APRas low as
Terms
Variable purchase rate based on prime rate plus a margin. No annual fee.
Credit card score 62 · Carrot Score 65
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Ada County, ID
22 banks and credit unions · checked Oct 16–22
- Typical
- 12.20%
- Top 10% up to
- 10.76%
- Banks, typical
- 16.74%
- Credit unions, typical
- 11.65%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Boise City, ID metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- ICCUCredit union · 26 branches
- Westmark Credit UnionCredit union · 5 branches