Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1336–1350 of 6,757 results
- 4.16%APY$102 over 3 months on $10,000
Requirements
Offer: Early withdrawal penalty: 91 days interest (Minimum $25)
4.10% interest rate · Effective Dec 18, 2025
Rate checked
More details - Federal Employees NewarkShare CertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.16%APY$206 over 6 months on $10,000Requirements
Product: One thousand dollar minimum. FENFCU penalty for early withdrawal will be 25 basis points (1/4 %) per quarter or portion of a quarter on the balance in the certificate.
4.10% interest rate
Rate checked
More details - Community Bank of MissouriCertificates of DepositCD · 7 months · $500 min
Bank · Add a location to see nearby branches
4.16%APY$241 over 7 months on $10,000Requirements
Product: For both short- and long-term savings, ranging from 30 days to 60 months. Minimum balance to open is $500.00. An interest penalty may be imposed for early withdrawals.
Offer: An interest penalty may be imposed for early withdrawals. 7 Month CD.
4.10% interest rate · Effective Apr 1, 2026
Rate checked
More details - Lyons Federal BankCertificates of DepositCD · 7 months · $500 min · 3.96%–4.27% by balance
Bank · Add a location to see nearby branches
4.16%APY$241 over 7 months on $10,000intro rateRequirements
Product: Compounded quarterly. Substantial penalty for early withdrawal.
Offer: 7 Month Special; balance tier $500 to $9,999.
Promotional rate · 3.90% interest rate · Compounded quarterly · Effective Sep 28, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $500 – $9,999 3.96% $10,000 – $49,999Your amount 4.16% $50,000 and up 4.27% Rate checked
More details - Western Division Federal Credit UnionSavings CertificatesCD · 10 months · $5,000 min
Credit union · Add a location to see nearby branches
4.16%APY$345 over 10 months on $10,000intro rateRequirements
Product: Dividends compounded daily and paid quarterly. No monthly service charge. Qualifies for a Patronage Dividend. Early withdrawal penalties may apply.
Offer: Certificate Special requires New Money (funds not on deposit at Western Division). Cannot be purchased online. Available for a limited time.
Promotional rate · 4.10% interest rate · Compounded daily · Effective Oct 1, 2026
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More details - Clear Lake Bank and Trust CompanyCDs (Certificates of Deposit)CD · 11 months · $5,000 min
Bank · Add a location to see nearby branches
4.16%APY$381 over 11 months on $10,000intro rateRequirements
Product: Early withdrawal penalties apply. Limited Time Only. Fees may reduce earnings.
Offer: CD SPECIAL #1. Limited Time Only. Early withdrawal penalties apply. Fees may reduce earnings.
Promotional rate · Effective Oct 19, 2026
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More details - Regional Missouri BankCertificates of Deposit (CDs)CD · 12 months · $1,000 min · 4.16%–4.32% by balance
Bank · Add a location to see nearby branches
4.16%APY$416 over 1 year on $10,000Requirements
Product: Fixed rate for initial term. Penalty for early withdrawal may apply; early withdrawal fees may reduce earnings and could reduce principal deposit. No setup or maintenance fees.
Offer: APY assumes quarterly compounding of interest. Early withdrawal penalty for 1 to 3-year maturity is 180 days interest.
4.10% interest rate · Effective Oct 13, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY $1,000 and upYour amount 4.16% $50,000 and upJumbo CD. 4.32% Rate checked
More details - Valley Credit UnionCertificates (CD)CD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.16%APY$416 over 1 year on $10,000Requirements
Product: Minimum deposit of $500 to earn stated APY. Dividends calculated based on average daily balance, compounded and credited quarterly. Option of receiving dividends paid monthly by check or deposit into designated VCU account. Early withdrawal penalties may apply.
4.10% interest rate · Effective Sep 24, 2026
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More details - Central Willamette Credit UnionFlex 12 CDxCD · 12 months · $750 min
Credit union · Add a location to see nearby branches
4.16%APY$416 over 1 year on $10,000intro rateRequirements
Product: Variable dividend rate and APY effective 10/01/2026 through 12/31/2026. Rate is market-linked, determined by the 3-month Treasury Bill auction investment rate on or about the 26th day of the last month of each quarter, effective on the first business day of the next quarter. Minimum opening deposit is $750. Subsequent deposits can be added at a minimum of $2,500 or more per deposit at any time. Early withdrawal penalty applies.
Offer: Variable rate based on 3-Month Treasury Bill. Minimum opening deposit $750; subsequent deposits $2,500 or more.
Promotional rate · 4.08% interest rate · Effective Oct 1, 2026
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More details - Lauderdale County Teachers Credit UnionCertificates of DepositCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.16%APY$416 over 1 year on $10,000Requirements
Product: Rates subject to change. Please contact the credit union to confirm the most current rate.
4.10% interest rate · Effective Mar 12, 2025
Rate checked
More details - Union BankCertificates of DepositCD · 13 months · $500 min
Bank · Add a location to see nearby branches
4.16%APY$451 over 13 months on $10,000intro rateRequirements
Product: Maturity terms range from 91 days to 5 years. Additional deposits not accepted during the term. The certificate may be increased at the time of maturity or renewal. Renews for the same term at the interest rate in effect at maturity if not redeemed. Interest earned may be added back, paid by check, or deposited in checking/savings. 10-day grace period after maturity date. Early withdrawal penalty applies. Online accounts do not qualify for Class Act Club special interest rate increases.
Offer: 13 Month term. Interest is compounded and credited quarterly and again at maturity. At maturity, automatically renews as standard 12-Month CD unless funds are withdrawn during grace period. Promotional offer.
Promotional rate · Effective Sep 29, 2026
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More details - First Federal Savings Bank of WashingtonCertificates of Deposit SpecialsCD · 13 months · $2,500 min
Bank · Add a location to see nearby branches
4.16%APY$451 over 13 months on $10,000intro rateRequirements
Product: Special CD rates. Early withdrawal penalty applies.
Offer: 13 Months CD special. Penalty: 3 months interest.
Promotional rate · 4.10% interest rate · Effective Sep 25, 2026
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More details - PFD Firefighters' Credit Union, Inc.Certificate of DepositCD · 15 months · $2,500 min
Credit union · Add a location to see nearby branches
4.16%APY$523 over 15 months on $10,000Requirements
Product: A minimum of $2,500.00 is required to open a Certificate of Deposit ($500.00 for individuals age 22 and under). CD rates are subject to change.
Offer: 120-day penalty for early withdrawal.
4.10% interest rate
Rate checked
More details - Town & Country BankCD SpecialCD · 15 months · $1,000 min
Bank · Add a location to see nearby branches
4.16%APY$523 over 15 months on $10,000Requirements
Product: Substantial penalty will be imposed for early withdrawal.
Offer: Interest compounded quarterly.
4.10% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - Lennox Employees Credit UnionShare CertificatesCD · 18 months · $500 min · 3.80%–4.58% by balance
Credit union · Add a location to see nearby branches
4.16%APY$630 over 18 months on $10,000Requirements
Product: Share certificates have a penalty for early withdrawal.
Offer: SPECIAL RATE
3.75% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $500 – $9,999 3.80% $10,000 – $99,999Your amount 4.16% $100,000 and up 4.58% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay nationwide
37,859 CDs at 4,651 banks and credit unions · checked Oct 22–25
- Typical
- 3.20%
- Top 10% from
- 4.08%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.29%
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