Bank · FDIC insured
Town & Country Bank CD Rates
Town & Country Bank’s best CD rate is 4.16% APY on a 15-month CD. Terms run from 7 months to 18 months. Rates checked October 16, 2026.
How Town & Country Bank’s CD rates compare
Compared with banks and credit unions near Rolla, MO, where Town & Country Bank has the most branches. $10,000, best rate first.
This bank’s best
Town & Country Bank
4.16%APY
- Term
- 15 months
- Minimum
- $1,000
- Earns on $10,000
- $523
CD Special
Top rate
Infuze Credit Union
4.31%APY
- Term
- 9 months
- Minimum
- $2,000
- Earns on $10,000
- $322
3rd-highest rate
The Bank of Missouri
4.14%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $309
Town & Country Bank CD score
87
CD score
Higher than 75% of U.S. banks and credit unions
- 3–8 months3–8 mo4.07%
- 9–15 months9–15 mo4.16%
- 16–30 months16–30 mo2.45%
- QualifiedQualified4.16%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Town & Country Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
CD Special
Up to 4.16%APY · 2 terms
Substantial penalty will be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 monthsInterest compounded monthly | 4.07% | $235 |
| 15 monthsInterest compounded quarterly | 4.16% | $523 |
Sources (1)
- tcbanks.com/personal/check-our-rates · captured Oct 5, 2026
Certificate of Deposit
2.45%APY · 1 term
Substantial penalty will be imposed for early withdrawal. CDs are automatically renewable at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsInterest compounded quarterly. Variable rate changes on the first business day of each calendar quarter | 2.45% | $370 |
Sources (2)
All captured Oct 5, 2026
The Dream Builder Certificate of Deposit
2.32%APY · 1 term
Add to the balance anytime you like with a minimum deposit amount of $25. Auto transfer is available from your Town & Country checking or savings. Substantial penalty will be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 15 monthsInterest is compounded monthly and automatically added to your CD. Variable rate changes on the first business day of each calendar quarter | 2.32% | $291 |
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.