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Credit union · NCUA insured

Lauderdale County Teachers Credit Union CD Rates

Lauderdale County Teachers Credit Union’s best CD rate is 4.16% APY on a 1-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.

How Lauderdale County Teachers Credit Union’s CD rates compare

Compared with banks and credit unions near Florence, AL, where Lauderdale County Teachers Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Lauderdale County Teachers Credit Union

    4.16%APY

    Term
    12 months
    Requires
    None
    Minimum
    $500
    Earns on $10,000
    $416

    Certificates of Deposit

  • Top rate

    Wells Fargo

    4.25%APY

    Term
    11 months
    Requires
    Another account
    Minimum
    $5,000
    Earns on $10,000
    $389

    Wells Fargo rates

  • 2nd-highest rate

    PNC

    4.25%APY

    Term
    13 months
    Requires
    None
    Minimum
    $1,000
    Earns on $10,000
    $461

    PNC rates

Compare CD rates near you →

Lauderdale County Teachers Credit Union CD score

85

CD score

Higher than 70% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo2.52%
  • 9–15 months9–15 mo4.16%
  • 16–30 months16–30 mo3.80%
  • 31–60 months31–60 mo2.78%
  • QualifiedQualified4.16%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Lauderdale County Teachers Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Lauderdale County Teachers Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees of the Credit Union are eligible for membership.

Military, government and schools

  • Employees of Heritage Christian University are eligible for membership.
  • Employees of the Lauderdale County School Board of Education are eligible for membership.
  • Employees of Mars Hill Bible School are eligible for membership.
  • Retired persons from another teachers school system are eligible for membership.
  • Employees of Riverhill School are eligible for membership.
2 more ways to join

Military, government and schools

  • Employees of Shoals Christian School are eligible for membership.

Family and household

  • Immediate family members of eligible employees are eligible for membership.

Cost to join

  • A $5.00 deposit in a share account is required to become a member of the Credit Union.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
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