Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1321–1335 of 6,757 results
- Self-Help Credit UnionGo Local Term CertificateCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
4.18%APY$1,307 over 36 months on $10,000Requirements
Product: $500 minimum deposit. Terms 3 to 60 months. Shares rates with standard term certificates.
4.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - Self-Help Credit UnionTerm CertificatesCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
4.18%APY$1,307 over 36 months on $10,000Requirements
Product: Fixed rate share account. Early withdrawal penalties: 90 days of interest on terms of 12 months or less; 180 days of interest on terms greater than 12 months.
4.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - Self-Help Federal Credit UnionTerm CertificatesCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
4.18%APY$1,307 over 36 months on $10,000Requirements
Product: Member must maintain $5 par value. Early withdrawal penalties apply: 90 days on terms of 12 months or less; 180 days on terms greater than 12 months.
4.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - Directions Credit UnionCertificatesCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
4.18%APY$1,307 over 36 months on $10,000Requirements
Product: Automatic renewal at maturity. Penalty for early withdrawal.
Offer: Penalty for early withdrawal.
4.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - Croghan Colonial BankCertificate of DepositCD · 60 months · $500 min
Bank · Add a location to see nearby branches
4.18%APY$2,272 over 60 months on $10,000Requirements
Product: Account subject to deposit account approval. Early withdrawal penalties may apply. Fees may reduce earnings on the account.
Offer: Early withdrawal penalties apply. CDs automatically renew at maturity at current renewal rates. Account subject to deposit account approval. Fees could reduce earnings on the account. Rates are subject to change without notice.
Effective Sep 30, 2026
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More details - US Community Credit UnionCertificateCD · 60 months · $500 min · 4.18%–4.23% by balance
Credit union · Add a location to see nearby branches
4.18%APY$2,272 over 60 months on $10,000Requirements
Product: Membership required with $5 par value share deposit. Penalty for early withdrawal. Rates prospective/current as of 9-11-2026.
Effective Sep 11, 2026
Rate by balance
Rate by balance for Certificate Balance APY $500 – $100,000Your amount 4.18% $100,000 and up 4.23% Rate checked
More details - Windthorst Federal Credit UnionShare CertificateCD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
4.18%APY$1,306 over 36 months on $10,000Requirements
Product: Early withdrawal fee for Share Certificates 1 Year & Under: 90 days dividend; Greater than 1 Year: 180 days dividend. Rates subject to change without notice.
Offer: Dividend Paid Monthly, Check Disbursement, Transfer to Shares, Roll Back to Certificate
4.10% interest rate · Effective Oct 8, 2026
Rate checked
More details - Diamond Valley FCUShare CertificatesCD · 7 months · $2,500 min
Credit union · Add a location to see nearby branches
4.17%APY$241 over 7 months on $10,0004.13% interest rate · Effective Sep 30, 2026
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More details - MTC Federal Credit UnionSpecialsCD · 8 months · $500 min
Credit union · Add a location to see nearby branches
4.17%APY$276 over 8 months on $10,000with conditionsRequirements
Product: Quarterly Posted Dividend Certificates. Penalty for early withdrawal. Both 8 Month Specials auto renew to 12-month term.
Offer: Auto renews to 12-month term. Requires (a) recurring direct deposit present in the last 90 days, minimum of 5 financial transactions excluding dividend accrual in previous 90 day period, and open debit card attached to MTC Federal checking account, or (b) minimum total originated balance of $20,000 in active loans with MTC Federal, or (c) minimum of $10,000 new money deposited from another financial institution.
Qualified rate · 4.10% interest rate
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More details - Bloomington Municipal Credit UnionShare CertificatesCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.17%APY$417 over 1 year on $10,000Requirements
Product: Minimum balance $1000 required. Penalty for early withdrawal. Dividends compounded monthly.
Offer: $1000.00 minimum balance is required. There is a penalty for early withdrawal. Dividends compounded monthly.
4.10% interest rate · Compounded monthly · Effective Oct 22, 2026
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More details - 1st Security BankCertificates of DepositCD · 12 months · $500 min
Bank · Add a location to see nearby branches
4.17%APY$417 over 1 year on $10,000with conditionsRequirements
Product: Maximum opening balance cannot exceed $240,000 per account. Early withdrawal penalty may apply. Relationship APY requires opening and actively using a consumer or business checking account.
Offer: Relationship rate for 1-Year CD; requires an open and actively used consumer or business checking account.
Qualified rate · Balance cap $240,000 · Effective Oct 13, 2026
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More details - Building Trades Credit UnionShare CertificateCD · 13 months · $5,000 min
Credit union · Add a location to see nearby branches
4.17%APY$453 over 13 months on $10,000intro rateRequirements
Product: Open to members of eligible unions/affiliated groups and their immediate family or household members. Forfeiture of accrued dividends upon early withdrawal before maturity; principal is not forfeited. Dividends compounded and paid quarterly.
Offer: CD Special
Promotional rate · Effective Oct 5, 2026
Rate checked
More details - Community Financial Services BankCertificates of Deposit (CDs)CD · 17 months · $1,000 min
Bank · Add a location to see nearby branches
4.17%APY$596 over 17 months on $10,000intro rateRequirements
Product: FDIC insured up to $250,000. Automatic renewal at maturity with a 10-day grace period. Penalty for early withdrawal. Setup and maintenance fees: $0.
Offer: 17-Month Special. Penalty for early withdrawal. Account fees may reduce earnings.
Promotional rate · 4.09% interest rate · Effective Sep 23, 2026
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More details - Shoreline Hometown Credit UnionFlex CertificateCD · 20 months · $1,000 min
Credit union · Add a location to see nearby branches
4.17%APY$705 over 20 months on $10,000Requirements
Product: Allows continuous deposits over the duration of the certificate's term. Requires new money deposits. Compounded and credited quarterly. Penalty for early withdrawal is half of interest earned over the term.
Offer: Requires $1,000 new money deposit.
4.11% interest rate · Effective Oct 16, 2026
Rate checked
More details - Abbott Laboratories Employees Credit UnionVariable Rate CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.17%APY$851 over 24 months on $10,000Requirements
Product: Rate varies monthly with the 13-week U.S. Treasury Bill (Index + 0.15%). The rate floor is 0% APY. Early withdrawal penalty may apply.
Offer: APY calculated by Index + 0.15%, where Index is 13-week Treasury Bill rate. Rate floor is 0% APY.
4.09% interest rate · Effective Oct 1, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay nationwide
37,859 CDs at 4,651 banks and credit unions · checked Oct 22–25
- Typical
- 3.20%
- Top 10% from
- 4.08%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.29%
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