Credit union · NCUA insured
Bloomington Municipal Credit Union CD Rates
Top CarrotBloomington Municipal Credit Union’s best CD rate is 3.87% APY on a 1-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 16, 2026.
How Bloomington Municipal Credit Union’s CD rates compare
Compared with banks and credit unions near Bloomington, IL, where Bloomington Municipal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Bloomington Municipal Credit Union
3.87%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $387
Share Certificates
Top rate
PNC
4.25%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $461
2nd-highest rate
First State Bank
4.25%APY
- Term
- 28 months
- Minimum
- $1,000
- Earns on $10,000
- $1,020
Bloomington Municipal Credit Union CD score
80
CD score
Higher than 52% of U.S. banks and credit unions
- 3–8 months3–8 mo3.76%
- 9–15 months9–15 mo3.87%
- 16–30 months16–30 mo3.55%
- QualifiedQualified3.87%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bloomington Municipal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.87%APY · 3 terms
Minimum balance $1000 required. Penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsMinimum balance $1000 required | 3.76% | $186 |
| 12 monthsMinimum balance $1000 required | 3.87% | $387 |
| 24 monthsMinimum balance $1000 required | 3.55% | $723 |
Sources (1)
- bmcu.org/rates-fees · captured Sep 17, 2026
Who can join Bloomington Municipal Credit Union
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