Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1186–1200 of 6,757 results
- First Sentinel BankCertificates of Deposit (CDs)CD · 60 months · $500 min
Bank · Add a location to see nearby branches
4.22%APY$2,296 over 60 months on $10,000Requirements
Product: Penalty for early withdrawal. Fees could reduce earnings. Rates are subject to change without notice.
Offer: $500 minimum balance to obtain Annual Percentage Yield. Penalty for early withdrawal.
4.15% interest rate · Effective Sep 23, 2026
Rate checked
More details - Redstone Federal Credit UnionShare CertificateCD · 144 months · $1,000 min
Credit union · Add a location to see nearby branches
4.22%APY$6,422 over 144 months on $10,000Requirements
Product: Membership required for RFCU products. Compounding and non-compounding dividend options available. Substantial penalty for early withdrawal of certificate principal prior to maturity. Minimum balance must be maintained at all times to earn disclosed APY. Also referenced as Traditional Standard. Note: Opening minimum is listed as $1,000 in rate schedule disclosures and $2,000 in features table.
Offer: Compounding option. Dividend rate is 4.15%. Opening minimum stated as $1,000 on rate disclosure and $2,000 on feature table.
4.15% interest rate · Balance cap $999,999 · Effective Sep 16, 2026
Rate checked
More details - Latah Credit UnionCertificates of Deposit (CDs)CD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.22%APY$861 over 24 months on $10,000Requirements
Product: No setup or maintenance fees. Early withdrawals subject to penalty. Renews automatically upon maturity after 10-day grace period.
Offer: Compounded/paid quarterly
4.15% interest rate · Effective Sep 24, 2026
Rate checked
More details - 4.21%APY$279 over 8 months on $10,000
Requirements
Product: Available in First Bank service areas of Bremer, Black Hawk, Wright, and surrounding counties in Iowa. Substantial penalty for early withdrawal.
4.16% interest rate · Effective Oct 8, 2026
Rate checked
More details - Los Alamos Schools Credit Union11 Month Certificate of DepositCD · 11 months · $10,000 min
Credit union · Add a location to see nearby branches
4.21%APY$385 over 11 months on $10,0004.15% interest rate · Effective Sep 16, 2026
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More details - Spencerport Federal Credit UnionShare CertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.21%APY$421 over 1 year on $10,000Requirements
Product: Fixed rate account paid until maturity. Dividends compounded and credited quarterly on ledger balance, calculated by daily balance method. Minimum balance to open and obtain APY is $500.00. Early withdrawal penalties apply.
4.15% interest rate · Effective Oct 16, 2026
Rate checked
More details - Gulf Winds Credit UnionCertificate SpecialsCD · 13 months · $500 min
Credit union · Add a location to see nearby branches
4.21%APY$457 over 13 months on $10,000intro rateRequirements
Product: Limited-time offer. 5 and 13-month terms. Upon maturity, funds transfer to a 12-month certificate or share account. Early withdrawal penalties may apply.
Offer: 13 Month. Compounded monthly.
Promotional rate · 4.13% interest rate · Compounded monthly · Effective Oct 22, 2026
Rate checked
More details - 4.21%APY$675 over 19 months on $10,000
Requirements
Product: Available in First Bank service areas of Bremer, Black Hawk, Wright, and surrounding counties in Iowa. Substantial penalty for early withdrawal.
4.16% interest rate · Effective Oct 8, 2026
Rate checked
More details - Alliance Credit UnionCertificates of DepositCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.21%APY$860 over 24 months on $10,000Requirements
Product: Interest is compounded quarterly and credited quarterly. Account automatically renews at maturity with a 10-day grace period. Early withdrawal penalty applies.
4.15% interest rate · Compounded quarterly
Rate checked
More details - Bank of Travelers RestCertificates of Deposit SpecialsCD · 25 months · $10,000 min
Bank · Add a location to see nearby branches
4.21%APY$897 over 25 months on $10,000intro ratePromotional rate · 4.15% interest rate · Balance cap $2,000,000 · Effective Oct 20, 2026
Rate checked
More details - Eastman Credit UnionInvestment CertificatesCD · 6–11 months · $2,500 min · 4.20%–4.25% by balance
Credit union · Add a location to see nearby branches
4.20%APYRequirements
Product: Investment Certificates offer competitive rates on all terms and give you the option of selecting the date of maturity. You can lock in a rate on a deposit for a term ranging from 30 days up to 6 years. Your funds are federally insured up to $250,000 by NCUA. Paid dividends can be withdrawn automatically or at your discretion at anytime with no penalty. APY assumes dividends will remain on deposit until maturity.
Offer: Term: 180 to 364 days. Early withdrawal penalty: 90 Days' Dividends.
4.12% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Investment Certificates Balance APY $2,500 and upYour amount 4.20% $100,000 and upJumbo tier ($100k Minimum). 4.25% Rate checked
More details - Zynlo BankZYNLO 6 Month Certificate of DepositCD · 6 months · $0 min
Part of PeoplesBank · Add a location to see nearby branches
4.20%APY$208 over 6 months on $10,000Requirements
Product: Must be 18 or older. Automatically renews at maturity with a 10-calendar-day grace period. Interest compounds daily and is credited monthly. No deposits before maturity; principal withdrawals before maturity may incur an early withdrawal penalty equal to 3 months of interest. CDs open on business days only; rate and APY are those in effect on the opening day.
Offer: APY is for the 6-month CD. Rate is fixed for the term. No minimum deposit to open. Minimum daily balance $0.01 to obtain APY. APY assumes interest remains on deposit until maturity; a withdrawal reduces earnings. Interest on non-cash deposits begins to accrue the business day of deposit.
Rate checked
More details - Exchange Bank6 Month CD SpecialCD · 6 months · $2,500 min
Bank · Add a location to see nearby branches
4.20%APY$208 over 6 months on $10,000intro rateRequirements
Product: Lincoln and Omaha only. Penalty assessed for early withdrawal. Fees could reduce earnings.
Offer: Lincoln and Omaha only. Penalty assessed for early withdrawal. Fees could reduce earnings.
Promotional rate
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More details - 4.20%APY$208 over 6 months on $10,000intro rate
Requirements
Product: Available only at this event. Fees may reduce earnings.
Offer: Available only at this event. Fees may reduce earnings. Stated APR is 4.1354%.
Promotional rate · 4.14% interest rate · Effective Mar 1, 2026
Rate checked
More details - Racine Municipal Employees Credit UnionCertificate AccountsCD · 7 months · $1,000 min
Credit union · Add a location to see nearby branches
4.20%APY$243 over 7 months on $10,000Requirements
Product: Minimum balance to open a Certificate Account is $1,000 unless otherwise indicated. If closed before maturity, a 90-day dividend penalty applies. $5 membership deposit is required to open account.
Offer: 7 Month Special
4.13% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay nationwide
37,859 CDs at 4,651 banks and credit unions · checked Oct 22–25
- Typical
- 3.20%
- Top 10% from
- 4.08%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.29%
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