Bank · FDIC insured
Zynlo Bank CD Rates
Top CarrotZynlo Bank’s best CD rate is 4.20% APY on a 6-month CD. Terms run from 6 months to 2 years. Rates checked October 25, 2026.
How Zynlo Bank’s CD rates compare
Compared with banks and credit unions nationwide. $10,000, best rate first.
This bank’s best
Zynlo Bank
4.20%APY
- Term
- 6 months
- Minimum
- $0
- Earns on $10,000
- $208
ZYNLO 6 Month Certificate of Deposit
Top rate
SouthPoint Financial Credit Union
9.00%APY
- Term
- 9 months
- Minimum
- —
- Earns on $10,000
- $668
2nd-highest rate
First Federal Credit Union.
7.30%APY
- Term
- 3 months
- Minimum
- $5,000
- Earns on $10,000
- $198
Zynlo Bank CD score
88
CD score
Higher than 82% of U.S. banks and credit unions
- 3–8 months3–8 mo4.20%
- 9–15 months9–15 mo4.10%
- 16–30 months16–30 mo4.00%
- QualifiedQualified4.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Zynlo Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
ZYNLO 6 Month Certificate of Deposit
4.20%APY · 1 term
Must be 18 or older. Automatically renews at maturity with a 10-calendar-day grace period. Interest compounds daily and is credited monthly. No deposits before maturity; principal withdrawals before maturity may incur an early withdrawal penalty equal to 3 months of interest. CDs open on business days only; rate and APY are those in effect on the opening day.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsAPY is for the 6-month CD. Rate is fixed for the term. No minimum deposit to open. Minimum daily balance $0.01 to obtain APY. APY assumes interest remains on deposit until maturity; a withdrawal reduces earnings. Interest on non-cash deposits begins to accrue the business day of deposit | 4.20% | $208 |
Sources (3)
All captured Oct 25, 2026
ZYNLO 12 Month Certificate of Deposit
4.10%APY · 1 term
Must be 18 or older. Automatically renews at maturity with a 10-calendar-day grace period. Interest compounds daily and is credited monthly. No deposits before maturity; principal withdrawals before maturity may incur an early withdrawal penalty equal to 3 months of interest. CDs open on business days only; rate and APY are those in effect on the opening day.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsAPY is for the 12-month CD. Rate is fixed for the term. No minimum deposit to open. Minimum daily balance $0.01 to obtain APY. APY assumes interest remains on deposit until maturity; a withdrawal reduces earnings. Interest on non-cash deposits begins to accrue the business day of deposit | 4.10% | $410 |
Sources (2)
All captured Oct 25, 2026
ZYNLO 18 Month Certificate of Deposit
4.00%APY · 1 term
Must be 18 or older. Automatically renews at maturity with a 10-calendar-day grace period. Interest compounds daily and is credited monthly. No deposits before maturity; principal withdrawals before maturity may incur an early withdrawal penalty equal to 6 months of interest. CDs open on business days only; rate and APY are those in effect on the opening day.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsAPY is for the 18-month CD. Rate is fixed for the term. No minimum deposit to open. Minimum daily balance $0.01 to obtain APY. APY assumes interest remains on deposit until maturity; a withdrawal reduces earnings. Interest on non-cash deposits begins to accrue the business day of deposit | 4.00% | $606 |
Sources (2)
All captured Oct 25, 2026
ZYNLO 24 Month Certificate of Deposit
3.90%APY · 1 term
Must be 18 or older. Automatically renews at maturity with a 10-calendar-day grace period. Interest compounds daily and is credited monthly. No deposits before maturity; principal withdrawals before maturity may incur an early withdrawal penalty equal to 6 months of interest. CDs open on business days only; rate and APY are those in effect on the opening day.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 monthsAPY is for the 24-month CD. Rate is fixed for the term. No minimum deposit to open. Minimum daily balance $0.01 to obtain APY. APY assumes interest remains on deposit until maturity; a withdrawal reduces earnings. Interest on non-cash deposits begins to accrue the business day of deposit | 3.90% | $795 |
Sources (2)
All captured Oct 25, 2026
Opening an account
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