Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1126–1140 of 6,757 results
- Garrett State BankCertificate of DepositCD · 36 months · $2,500 min
Bank · Add a location to see nearby branches
4.25%APY$1,330 over 36 months on $10,000Requirements
Product: Certificate terms from 91 days to 60 months. Fixed rates and rate bump options available. Early withdrawal penalty may apply.
Offer: 36 Month Advantage. Early withdrawal penalty may be imposed. Must have Garrett State Bank deposit account with a direct deposit. Allows for two (2) changes (bumps) in the interest rate during the 36 month term.
4.18% interest rate
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More details - Cornerstone Capital BankConsumer 36 Month CDCD · 36 months · $500 min
Bank · Add a location to see nearby branches
4.25%APY$1,330 over 36 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal.
Offer: A penalty may be imposed for early withdrawal. Daily balance is the amount of the principal in the account each day.
4.17% interest rate · Effective Oct 6, 2026
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More details - Leaders Credit Union36-Month Certificate SpecialCD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$1,330 over 36 months on $10,000intro rateRequirements
Product: Limited time only. Applies to new money only (funds not on deposit within the last 30 days). Existing members without a checking account become eligible by opening a new checking account. Automatically renews as a 36 Month Certificate at prevailing rate.
Offer: Dividends earned and compounded monthly.
Promotional rate · 4.17% interest rate · Compounded monthly · Effective Jul 1, 2026
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More details - Pryority BankCertificates of DepositCD · 36 months · $1,000 min
Bank · Add a location to see nearby branches
4.25%APY$1,330 over 36 months on $10,000Requirements
Product: No setup or maintenance fees. Early withdrawal subject to penalty (12 months interest). APY assumes monthly compounding.
Offer: Monthly compounding; early withdrawal penalty applies.
4.17% interest rate · Effective Jul 29, 2026
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More details - First National BankCertificate of DepositCD · 36 months · $10,000 min
Bank · Add a location to see nearby branches
4.25%APY$1,330 over 36 months on $10,000Requirements
Product: $2,000 minimum to open for standard terms ranging from 30 days to 5 years. Not available to financial institutions or public funds. Early withdrawal penalties may apply.
Offer: You may exercise a one-time rate bump during the CD term; the new rate will be determined by the book rate for a 36 month CD and effective for the remaining CD term.
Effective Aug 18, 2026
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More details - Envista Federal Credit UnionCertificatesCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$1,330 over 36 months on $10,000intro rateRequirements
Product: Fixed rates; longer terms earn higher rates. No setup or maintenance fees. Early withdrawals are subject to penalty.
Promotional rate · 4.18% interest rate · Effective Apr 9, 2026
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More details - Park BankCertificate of Deposit (CD)CD · 37 months · $5,000 min
Bank · Add a location to see nearby branches
4.25%APY$1,369 over 37 months on $10,000intro rateRequirements
Product: Penalty for early withdrawal may be imposed for CDs/IRA CDs. Fees or withdrawals may reduce earnings. Tiered-rate account where higher balances may earn higher interest rates.
Offer: 37-Month Special. Compounding frequency: Quarterly. No minimum balance required to obtain advertised APY. Minimum of $5,000 new money to Park Bank may be required.
Promotional rate · 4.18% interest rate · Effective Sep 28, 2026
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More details - The Apple Creek Banking CompanyCertificates of DepositCD · 37 months · $5,000 min
Bank · Add a location to see nearby branches
4.25%APY$1,369 over 37 months on $10,000Requirements
Offer: 37 Month; Under $150,000; CD automatically renews at 12 month term
4.17% interest rate · Effective Oct 3, 2026
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More details - Bank of the ValleyCertificates of DepositCD · 47 months · $500 min
Bank · Add a location to see nearby branches
4.25%APY$1,771 over 47 months on $10,000with conditionsRequirements
Product: Interest compounds quarterly. Substantial penalty for early withdrawal. Open and/or Maintain a Bonus or Loyalty Checking Account to qualify for an additional .25% APY on New Certificates of Deposit (special terms excluded).
Offer: 47 Month Special does not qualify for the premium APY.
Qualified rate · 4.18% interest rate · Effective Oct 4, 2026
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More details - Exchange State BankCertificates of DepositCD · 48 months · $1,000 min · 2.00%–4.25% by balance
Bank · Add a location to see nearby branches
4.25%APY$1,811 over 48 months on $10,000Requirements
Product: Penalty will be imposed for early withdrawal. Interest rates are subject to change without notice.
1.99% interest rate · Effective Jul 16, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $1,000 and up 2.00% $10,000 and upYour amount 4.25% Rate checked
More details - First PREMIER BankCertificates of DepositCD · 57 months · $10,000 min
Bank · Add a location to see nearby branches
4.25%APY$2,186 over 57 months on $10,000Requirements
Offer: A penalty may be imposed for early withdrawal.
4.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - Community Savings BankFive-In-One CertificateCD · 60 months · $2,500 min
Bank · Add a location to see nearby branches
4.25%APY$2,313 over 60 months on $10,000with conditionsRequirements
Product: Available only to customers who maintain $1,000.00 on deposit in a NOW Checking or Savings account. One-year term with automatic and guaranteed renewals for up to five years; each renewal pays a guaranteed higher rate with a bonus rate in the fifth year. Interest transferred monthly to a NOW Checking or Savings account; no compounding; interest accrues from day of deposit to day of withdrawal; no deposits after opening; penalty-free withdrawal on any annual maturity date.
Offer: Optional renewal - 5th year bonus rate of the five-year Five-In-One schedule. Requires $1,000 in a NOW Checking or Savings account. APY accurate as of October 17, 2026.
Qualified rate · 4.25% interest rate · Effective Oct 17, 2026
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More details - Luminate BankCertificates of DepositCD · 60 months · $500 min
Bank · Add a location to see nearby branches
4.25%APY$2,313 over 60 months on $10,000Requirements
Product: Minimum opening deposit of $500. Interest on certificates with terms of 12 months or less will not be compounded and paid at maturity. Interest on certificates with terms greater than 12 months will be compounded and credited/paid quarterly. A penalty may be imposed for early withdrawal.
Offer: Interest on certificates with terms greater than 12 months will be compounded and credited/paid quarterly. A penalty may be imposed for early withdrawal.
4.19% interest rate · Effective Oct 15, 2026
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More details - Railway Credit UnionCD InvestmentsCD · 60 months · $2,000 min
Credit union · Add a location to see nearby branches
4.25%APY$2,313 over 60 months on $10,000Requirements
Product: $2,000 minimum. Rates advertised as high as. Effective October 7, 2026.
Offer: $2,000 minimum. Effective October 7, 2026.
4.17% interest rate · Effective Oct 7, 2026
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More details - Neighborhood Credit UnionStandard CertificatesCD · 60 months · $2,500 min
Credit union · Add a location to see nearby branches
4.25%APY$2,313 over 60 months on $10,000Requirements
Product: Additional deposits are not allowed during the certificate term. Interest is compounded daily. Early withdrawal penalty applies.
Offer: 60 months term. Interest compounded daily. Additional deposits not allowed.
4.16% interest rate · Compounded daily · Effective Sep 23, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay nationwide
37,859 CDs at 4,651 banks and credit unions · checked Oct 22–25
- Typical
- 3.20%
- Top 10% from
- 4.08%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.29%
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