Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 571–585 results
- Goldwater BankCERTIFICATES OF DEPOSITCD · 18 months · $500 min
Bank · Add a location to see nearby branches
4.35%APY$660 over 18 months on $10,000Requirements
Product: Certificates of Deposit are subject to early withdrawal penalties. Fees could reduce earnings on the account.
4.28% interest rate · Effective Oct 22, 2026
Rate checked
More details - St. Mary's BankCertificate of DepositCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
4.35%APY$660 over 18 months on $10,000Requirements
Product: Guaranteed fixed rate from opening to maturity. Penalty for early withdrawal. $500 minimum deposit required to open and earn stated APY. Rate information current as of October 16, 2026.
Offer: 18-Month Promo CD. Guaranteed fixed rate.
4.26% interest rate · Effective Oct 16, 2026
Rate checked
More details - Franklin Mint Federal Credit UnionCertificatesCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
4.35%APY$660 over 18 months on $10,000Requirements
Product: Membership eligibility applies. Minimum deposit is $500 for consumers and $250 for members under 18. Penalty may be imposed for early withdrawal.
Offer: Minimum deposit is $250 for members under age 18. Penalty may be imposed for early withdrawal.
4.26% interest rate · Effective Oct 1, 2026
Rate checked
More details - Parishioners Federal Credit Union18-Month Share CertificateCD · 18 months · $100 min · 4.35%–4.50% by balance
Credit union · Add a location to see nearby branches
4.35%APY$660 over 18 months on $10,000intro rateRequirements
Product: Limited-time promotional offer. New money is required. APY assumes dividends remain on deposit until maturity. Early withdrawal penalties may apply. Membership eligibility requirements apply. Federally insured by NCUA.
Offer: Deposits below $100,000. New money required.
Promotional rate · Effective Oct 9, 2026
Rate by balance
Rate by balance for 18-Month Share Certificate Balance APY Any balanceYour amount 4.35% $100,000 and upDeposits of $100,000 or more. 4.50% Rate checked
More details - Jordan Credit UnionGrowth Certificate AccountCD · 18 months · $100 min
Credit union · Add a location to see nearby branches
4.35%APY$660 over 18 months on $10,000intro rateRequirements
Product: Early withdrawals from Certificate Accounts are subject to fees and penalties that may reduce the earnings or the principal of the Certificate. Dividends are paid monthly. Fees may reduce earnings on the account. After the certificate is opened, additional deposits can be made to the certificate at any time. Deposit of at least $100 set up at account opening. Membership eligibility required.
Offer: October Special. Maximum of $250,000 in total deposits per primary account holder. This special offer is available for a limited time and may be discontinued at any time.
Promotional rate · 4.27% interest rate · Balance cap $250,000 · Effective Oct 1, 2026
Rate checked
More details - Skyline Financial Federal Credit Union18-Month Promotional CDCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
4.35%APY$660 over 18 months on $10,000intro rateRequirements
Product: Minimum deposit to open and earn APY is $500. Dividends are compounded and credited monthly. For certificate accounts, the dividend rate and APY are fixed for the term of the account. A withdrawal of dividends will reduce earnings. Upon maturity the account will renew to a regular 12-month certificate account at the rate in effect at that time. 7 days grace period after maturity to withdraw funds without penalty. Limited time promotion.
Offer: Existing members. Dividend rate is 4.267%.
Promotional rate · 4.27% interest rate · Effective Aug 28, 2026
Rate checked
More details - Merck Employees Federal Credit UnionShare CertificateCD · 18 months · $10,000 min
Credit union · Add a location to see nearby branches
4.35%APY$660 over 18 months on $10,000Requirements
Product: Must be a member in good standing with the credit union. No additional deposits permitted after opening; early withdrawals forfeit all interest earned / subject to early withdrawal penalty. Dividends compounded and credited at maturity.
4.35% interest rate · Effective Jan 1, 2026
Rate checked
More details - Community Bank of MarshallCertificates of DepositCD · 18 months · $1,000 min
Bank · Add a location to see nearby branches
4.35%APY$660 over 18 months on $10,000Requirements
Product: Personal accounts only; business and corporate accounts do not qualify. Early withdrawal penalty may be imposed. Fees could reduce earnings.
Offer: Compounds semi-annually.
4.30% interest rate
Rate checked
More details - Northwestern BankCertificate of DepositCD · 19 months · $1,000 min
Bank · Add a location to see nearby branches
4.35%APY$697 over 19 months on $10,000intro rateRequirements
Product: Minimum balance to open an account is $1,000. Interest begins to accrue on the business day you make a deposit. Average daily balance method used to calculate interest. Additional deposits not permitted until maturity date. Early withdrawal penalty applies: less than 92 days is loss of interest on amount withdrawn or 1 month interest (whichever is greater); 92 days to 1 year is 3 months interest; greater than 1 year is 6 months interest. 10 calendar days grace period at maturity.
Offer: CD Special. Interest is compounded and credited monthly. This product automatically renews into our 18-month product at maturity.
Promotional rate · 4.27% interest rate · Effective Oct 6, 2026
Rate checked
More details - Marcus by Goldman SachsRate Bump CDCD · 20 months · $500 min
Bank · Add a location to see nearby branches
4.35%APY$735 over 20 months on $10,000Requirements
Product: $500 minimum to open and earn stated APY. Option to request an increase to the highest APY and interest rate offered for the same term prior to maturity. Maximum balance limits apply. Early withdrawal penalty applies to a withdrawal of principal prior to maturity.
Offer: $500 minimum to open and earn stated APY.
Effective Oct 23, 2026
Rate checked
More details - Citadel Credit UnionCitadel Standard CertificateCD · 20 months · $500 min
Credit union · Add a location to see nearby branches
4.35%APY$735 over 20 months on $10,000Requirements
Product: Minimum deposit to open and earn standard APY is $500. New Money Required for 8-, 20-, and 32-month terms (Maximum deposit $1 Million per member; Offer not available for public funds). No deposits permitted after establishment. Automatically renews at maturity with a 10-calendar-day grace period. Early withdrawal penalty applies. $10 closing service fee (if applicable).
Offer: New Money Required (funds not already on deposit at Citadel). Maximum deposit $1 Million per member. Offer not available for public funds. Renews into an 18-month term.
4.27% interest rate · Balance cap $1,000,000
Rate checked
More details - Newburyport Bank20 Month Certificate of Deposit SpecialCD · 20 months · $500 min
Bank · Add a location to see nearby branches
4.35%APY$735 over 20 months on $10,000intro rateRequirements
Product: Not available for Individual Retirement Account (IRA). Substantial penalty for early withdrawal. Fees may reduce earnings.
Offer: Not available for Individual Retirement Account (IRA). Substantial penalty for early withdrawal.
Promotional rate · 4.26% interest rate · Effective Oct 15, 2026
Rate checked
More details - NCF Savings BankCertificate of Deposit SpecialsCD · 20 months · $10,000 min
Bank · Add a location to see nearby branches
4.35%APY$735 over 20 months on $10,000Requirements
Product: Simple interest. Early withdrawals may be subject to a penalty. Fees may reduce earnings. Rates subject to change without notice.
Offer: Available on a 20-month certificate of deposit with a $10,000 minimum balance. Early withdrawal penalty applies. Fees may reduce earnings.
4.27% interest rate · Effective Oct 5, 2026
Rate checked
More details - Assemblies of God Credit UnionCertificate of Deposit (CD)CD · 21 months · $1,000 min
Credit union · Add a location to see nearby branches
4.35%APY$774 over 21 months on $10,000Requirements
Product: Certificate dividends are paid monthly. Penalty may apply for early withdrawal. Rates subject to change.
Offer: Limited-time rate. If automatic renewal is selected, 21-month certificate of deposit will renew at a 18-month term and interest rate in effect at that time.
4.27% interest rate · Effective Sep 24, 2026
Rate checked
More details - Ergo BankCertificate of Deposit SpecialsCD · 21 months · $500 min
Bank · Add a location to see nearby branches
4.35%APY$774 over 21 months on $10,000intro rateRequirements
Product: Requires new money, which can consist of money from matured Ergo Bank CDs, savings, money market, and checking accounts. Non-renewable at maturity. Early withdrawal penalties apply. Fees may reduce earnings.
Offer: 21 Months Special. Requires new money. Non-renewable at maturity. Early withdrawal penalties apply. Any withdrawal reducing balance below minimum may be treated as withdrawal of entire balance.
Promotional rate · 4.30% interest rate · Effective Oct 22, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay nationwide
37,731 CDs at 4,647 banks and credit unions · checked Oct 22–24
- Typical
- 3.20%
- Top 10% from
- 4.08%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.29%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank