Bank · FDIC insured
Northwestern Bank
A $725.6M bank headquartered in Chippewa Falls, WI, with 7 branches in Wisconsin. Best rates: CDs 4.35% and savings 1.00% APY.
Northwestern Bank Carrot Score
85
Carrot Score
Higher than 71% of U.S. banks and credit unions
#5 of 19 in Eau Claire, WI metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Northwestern Bank
Northwestern Bank is a locally owned community bank founded in 1904.
The bank operates seven locations throughout Western Wisconsin and specializes in commercial lending.
- Headquarters
- 202 N Bridge St, Chippewa Falls, WI 54729
- FDIC certificate
- 2468 ↗
Branches
7 branches in Wisconsin
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Wisconsin
7 branches
Eau Claire area · 6
- Northwestern BankMain office202 N Bridge St, Chippewa Falls, WI 54729Directions
- River Prairie Office Branch1430 Rivers Edge Trl, Altoona, WI 54720Directions
- Boyd Branch803 E Murray St, Boyd, WI 54726Directions
- Chippewa Drive-Up Branch20 East Central Street, Chippewa Falls, WI 54729Directions
- Lafayette Branch17152 County Highway J, Chippewa Falls, WI 54729Directions
- Cornell Branch201 Main St, Cornell, WI 54732Directions
Thorp area · 1
- Thorp Branch111 N Washington St, Thorp, WI 54771Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.22% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.03% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 2.40% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $104 | $81 | — |
- CapitalLeverage ratio11.22%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.03%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets2.40%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$104Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Northwestern Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.