Credit union · NCUA insured
Arize Federal Credit Union CD Rates
Arize Federal Credit Union’s best CD rate is 4.50% APY on an 11-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Arize Federal Credit Union’s CD rates compare
Compared with banks and credit unions near State College, PA, where Arize Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Arize Federal Credit Union
4.50%APY
- Term
- 11 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $412
Term Share Certificates
2nd-highest rate
PNC
4.25%APY
- Term
- 13 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $461
3rd-highest rate
First Citizens Community Bank
4.22%APY
- Term
- 17 months
- Requires
- Another account
- Minimum
- $10,000
- Earns on $10,000
- $603
Arize Federal Credit Union CD score
74
CD score
Higher than 35% of U.S. banks and credit unions
- 3–8 months3–8 mo0.30%
- 9–15 months9–15 mo4.50%
- 16–30 months16–30 mo0.45%
- 31–60 months31–60 mo0.70%
- QualifiedQualified4.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Arize Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Share Certificates
Up to 4.50%APY · 9 terms
A penalty may be imposed for early withdrawal. As a condition of membership at Arize FCU, you must maintain the minimum required Par Value of One Share ($5.00) in the savings account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.30% | $7 |
| 6 months | 0.30% | $15 |
| 11 months11-Month Special | 4.50% | $412 |
| 12 months | 0.35% | $35 |
| 13 months13-Month Special | 4.05% | $439 |
| 24 months | 0.45% | $90 |
| 36 months | 0.50% | $151 |
| 48 months | 0.65% | $263 |
| 60 months | 0.70% | $355 |
Sources (1)
- arizefcu.org/rates-deposit · captured Oct 6, 2026
Special-purpose accounts
Term Share Certificate IRAs
Up to 4.50%APY · 9 terms
Funds can be used to purchase CDs within IRA. Available for Traditional and Roth IRA options. A penalty may be imposed for early withdrawal. As a condition of membership at Arize FCU, members must maintain the minimum required Par Value of One Share ($5.00) in the savings account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.30% | $7 |
| 6 months | 0.30% | $15 |
| 11 months11-Month Special | 4.50% | $412 |
| 12 months | 0.35% | $35 |
| 13 months13-Month Special | 4.05% | $439 |
| 24 months | 0.45% | $90 |
| 36 months | 0.50% | $151 |
| 48 months | 0.65% | $263 |
| 60 months | 0.70% | $355 |
Sources (2)
All captured Oct 6, 2026
Who can join Arize Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to anyone who lives, works, worships, volunteers, or attends school in Clearfield, Centre, Blair, Huntingdon, Juniata, Mifflin, Union, Clinton, or Snyder County.
Employers and groups
- Organizations of eligible people qualify for membership.
- Recipients of a pension or annuity from a Centre County employer qualify for membership.
Family and household
- Immediate family or household members of an eligible person qualify for membership.
Cost to join
- A $5 deposit into a share savings account establishes membership ownership and remains in the account during membership.
Membership information collected October 5, 2026.