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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Alabama

  1. Top Carrot, Carrot Score 94
    First Jackson BankCertificates of DepositCD · 60 months · $1,000 min

    Bank · 6 branches

    5.01%APY$2,769 over 60 months on $10,000intro rate
  2. Birmingham City Credit UnionShare CertificatesCD · 18 months · $500 min

    Credit union · 1 branch

    5.00%APY$759 over 18 months on $10,000
  3. Honda Federal Credit UnionSavings CertificateCD · 60 months · $10,000 min

    Credit union · 1 branch

    4.60%APY$2,522 over 60 months on $10,000
  4. Top Carrot, Carrot Score 98
    Auburn University Credit UnionShare CertificatesCD · 42–47 months · $2,500 min · 4.50%–4.61% by balance

    Credit union · 3 branches

    4.50%APYintro rate
  5. Top Carrot, Carrot Score 88
    Local BankCertificate of DepositCD · 13 months · $2,500 min

    Bank · 3 branches

    4.40%APY$478 over 13 months on $10,000intro rate
  6. Top Carrot, Carrot Score 92
    United BankCD SpecialsCD · 18 months · $1,000 min

    Bank · 16 branches

    4.35%APY$660 over 18 months on $10,000
  7. Top Carrot, Carrot Score 89
    All In Credit UnionShare CertificatesCD · 18 months · $1,000 min · 4.33%–4.39% by balance

    Credit union · 36 branches

    4.33%APY$656 over 18 months on $10,000
  8. Top Carrot, Carrot Score 89
    MAX Credit UnionCertificate AccountsCD · 15 months · $10,000 min

    Credit union · 16 branches

    4.32%APY$543 over 15 months on $10,000
  9. Farmers & Merchants BankCD’sCD · 60 months · $1,000 min

    Bank · 5 branches

    4.32%APY$2,355 over 60 months on $10,000
  10. Woodforest National BankCertificates of DepositCD · 9 months · $500 min

    Bank · 38 branches

    4.25%APY$317 over 9 months on $10,000
  11. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 71 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  12. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 91 branches

    4.25%APY$461 over 13 months on $10,000intro rate
  13. Top Carrot, Carrot Score 87
    Emblem Credit UnionTerm Share Certificate AccountsCD · 24 months · $1,000 min

    Credit union · 6 branches

    4.25%APY$868 over 24 months on $10,000intro rate
  14. First National BankCertificate of DepositCD · 36 months · $10,000 min

    Bank · 5 branches

    4.25%APY$1,330 over 36 months on $10,000
  15. Redstone Federal Credit UnionShare CertificateCD · 144 months · $1,000 min

    Credit union · 36 branches

    4.22%APY$6,422 over 144 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Alabama

830 CDs at 91 banks and credit unions · checked Oct 16–22

Typical
3.29%
Top 10% from
4.06%
Banks, typical
1.50%
Credit unions, typical
3.46%

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Alabama

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Auburn University Credit UnionCredit union · 3 branches
  2. ASE Credit UnionCredit union · 9 branches
  3. AOD Federal Credit UnionCredit union · 6 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate