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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Dayton, OH

  1. Top Carrot, Carrot Score 91
    Bridge Credit Union15-Month CDCD · 15 months · $1,000 min

    Credit union · 2 branches

    4.40%APY$553 over 15 months on $10,000with conditions
  2. Top Carrot, Carrot Score 89
    Treadwell Credit UnionShare CertificatesCD · 18 months · $1,000 min

    Credit union · 1 branch

    4.30%APY$652 over 18 months on $10,000
  3. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 1 branch

    4.25%APY$461 over 13 months on $10,000intro rate
  4. Top Carrot, Carrot Score 90
    River Valley Credit UnionCD SpecialCD · 15 months

    Credit union · 1 branch

    4.25%APY$534 over 15 months on $10,000intro rate
  5. Top Carrot, Carrot Score 91
    Bridge Credit UnionStandard CertificatesCD · 60 months · $500 min

    Credit union · 2 branches

    4.25%APY$2,313 over 60 months on $10,000
  6. Top Carrot, Carrot Score 91
    Bridge Credit UnionSecond Chance CertificatesCD · 60 months · $500 min

    Credit union · 2 branches

    4.20%APY$2,284 over 60 months on $10,000
  7. Huntington BankFixed Rate Certificate of DepositCD · 5 months · $1,000 min

    Bank · 1 branch

    4.10%APY$169 over 5 months on $10,000intro rate
  8. Top Carrot, Carrot Score 90
    River Valley Credit UnionCertificatesCD · 60 months · $1,000 min

    Credit union · 1 branch

    4.10%APY$2,225 over 60 months on $10,000
  9. Wright-Patt Credit UnionShare CertificatesCD · 72 months · $500 min

    Credit union · 5 branches

    4.07%APY$2,704 over 72 months on $10,000
  10. KeyBankKey Tiered CD With Relationship RewardsCD · 12 months · $2,500 min

    Bank · 2 branches

    3.75%APY$375 over 1 year on $10,000with conditions
  11. Top Carrot, Carrot Score 89
    Universal 1 Credit UnionCertificateCD · 60 months · $1,000 min

    Credit union · 3 branches

    3.74%APY$2,015 over 60 months on $10,000
  12. Postal Family Credit Union, Inc.Regular Share CertificateCD · 60 months · $500 min

    Credit union · 1 branch

    3.61%APY$1,940 over 60 months on $10,000
  13. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 2 branches

    3.30%APY$219 over 8 months on $10,000with conditions
  14. U.S. BankCD SpecialCD · 6 months · $1,000 min

    Bank · 1 branch

    3.25%APY$161 over 6 months on $10,000
  15. Postal Family Credit Union, Inc.Payroll Deduction CertificateCD · 12 months · $25 min

    Credit union · 1 branch

    3.04%APY$304 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Dayton, OH

181 CDs at 11 banks and credit unions · checked Oct 16–22

Typical
2.00%
Top 10% from
4.07%
Banks, typical
0.05%
Credit unions, typical
3.95%

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Dayton, OH metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Firefighters & Company Federal Credit UnionCredit union · 2 branches
  2. Bridge Credit UnionCredit union · 4 branches
  3. River Valley Credit UnionCredit union · 5 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate