Skip to content

Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Needham, MA

  1. Top Carrot, Carrot Score 87
    Salem Five BankSpecial CDsCD · 18 months · $10,000 min

    Bank · 1 branch

    4.36%APY$661 over 18 months on $10,000intro rate
  2. Eastern BankFeatured CDsCD · 18 months · $2,500 min

    Bank · 2 branches

    4.30%APY$652 over 18 months on $10,000intro rate
  3. Needham BankPersonal Certificate of DepositCD · 11 months · $1,000 min

    Bank · 1 branch

    4.20%APY$384 over 11 months on $10,000
  4. Dedham SavingsCertificate of Deposit (CD)CD · 15 months · $1,000 min

    Bank · 2 branches

    4.15%APY$521 over 15 months on $10,000
  5. Rockland TrustCertificate of DepositCD · 18 months · $1,000 min

    Bank · 1 branch

    4.15%APY$629 over 18 months on $10,000
  6. Top Carrot, Carrot Score 88
    Middlesex Savings BankSpecial Promo Certificate of DepositCD · 7 months · $250 min

    Bank · 1 branch

    4.10%APY$237 over 7 months on $10,000intro rate
  7. Top Carrot, Carrot Score 87
    Fidelity BankCertificate of Deposit (CD)CD · 12 months · $1,000 min

    Bank · 1 branch

    4.00%APY$400 over 1 year on $10,000
  8. Top Carrot, Carrot Score 88
    Middlesex Savings BankFreedom Platinum Certificate of DepositCD · 3 months · $250 min

    Bank · 1 branch

    3.90%APY$96 over 3 months on $10,000with conditions
  9. M&T BankM&T Select Certificate of DepositCD · 18 months · $1,000 min

    Bank · 1 branch

    3.85%APY$583 over 18 months on $10,000with conditions
  10. Top Carrot, Carrot Score 88
    Middlesex Savings BankCertificate of DepositCD · 3 months · $250 min

    Bank · 1 branch

    3.80%APY$94 over 3 months on $10,000
  11. Bank of AmericaFeatured CDCD · 7 months · $1,000 min · 3.75%–4.11% by balance

    Bank · 1 branch

    3.75%APY$217 over 7 months on $10,000
  12. Direct Federal Credit UnionCD Share CertificatesCD · 6 months · $250 min · 3.70%–3.75% by balance

    Credit union · 1 branch

    3.70%APY$183 over 6 months on $10,000with conditions
  13. Beacon BankBeacon One Certificate of DepositCD · 6 months · $1,000 min

    Bank · 1 branch

    3.30%APY$164 over 6 months on $10,000with conditions
  14. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 1 branch

    3.30%APY$219 over 8 months on $10,000with conditions
  15. Bank of AmericaFlexible CDCD · 12 months · $1,000 min · 3.15%–3.65% by balance

    Bank · 1 branch

    3.15%APY$315 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Needham, MA

204 CDs at 12 banks and credit unions · checked Oct 5–17

Typical
2.76%
Top 10% from
3.97%
Banks, typical
2.50%
Credit unions, typical
3.25%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Suggestions appear after two characters. Use arrow keys and Enter to choose an institution, or submit to see all matches.

Boston, MA-NH metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Hanscom Federal Credit UnionCredit union · 13 branches
  2. USALLIANCE FinancialCredit union · 1 branch
  3. The Village BankBank · 10 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate