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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Post Falls, ID

  1. Horizon Credit Union15 Month CertificateCD · 15 months · 4.44%–4.70% by balance

    Credit union · 1 branch

    4.70%APY$591 over 15 months on $10,000with conditions
  2. Top Carrot, Carrot Score 89
    Mountain America Credit UnionGrowth CertificateCD · 24 months · $5 min

    Credit union · 1 branch

    4.50%APY$920 over 24 months on $10,000
  3. Top Carrot, Carrot Score 89
    Mountain America Credit UnionStandard CertificateCD · 24 months · $500 min

    Credit union · 1 branch

    4.50%APY$920 over 24 months on $10,000
  4. Top Carrot, Carrot Score 90
    Goldenwest Credit UnionStandard CertificateCD · 24 months · $500 min

    Credit union · 1 branch

    4.45%APY$910 over 24 months on $10,000
  5. Horizon Credit Union12 Month CertificateCD · 12 months · $1,000 min

    Credit union · 1 branch

    4.38%APY$438 over 1 year on $10,000
  6. Top Carrot, Carrot Score 97
    ICCUCertificate of DepositCD · 60 months · $500 min

    Credit union · 1 branch

    4.30%APY$2,343 over 60 months on $10,000
  7. STCUSelect CertificateCD · 30 months · $2,000 min

    Credit union · 1 branch

    4.26%APY$1,099 over 30 months on $10,000
  8. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 1 branch

    4.25%APY$389 over 11 months on $10,000with conditions
  9. Numerica Credit UnionCertificatesCD · 17 months · $1,000 min

    Credit union · 1 branch

    4.25%APY$607 over 17 months on $10,000
  10. Top Carrot, Carrot Score 89
    Mountain America Credit UnionBump CertificateCD · 24 months · $500 min

    Credit union · 1 branch

    4.24%APY$866 over 24 months on $10,000
  11. Potlatch No 1 Financial Credit UnionShare CertificateCD · 36 months · $500 min

    Credit union · 1 branch

    4.20%APY$1,314 over 36 months on $10,000
  12. Global Credit UnionCertificate AccountCD · 24–35 months · $500 min

    Credit union · 1 branch

    4.00%APYwith conditions
  13. Washington Trust BankFixed-Rate CDCD · 15 months · $500 min

    Bank · 1 branch

    3.98%APY$500 over 15 months on $10,000
  14. Top Carrot, Carrot Score 90
    Goldenwest Credit Union18 Month Variable CertificateCD · 18 months · $50 min

    Credit union · 1 branch

    3.91%APY$592 over 18 months on $10,000
  15. Top Carrot, Carrot Score 90
    Goldenwest Credit UnionFlex CertificateCD · 12 months · $50 min

    Credit union · 1 branch

    3.80%APY$380 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Post Falls, ID

169 CDs at 15 banks and credit unions · checked Oct 6–22

Typical
3.30%
Top 10% from
4.31%
Banks, typical
0.30%
Credit unions, typical
4.00%

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Coeur d'Alene, ID metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. ICCUCredit union · 4 branches
  2. Responders Emergency Services Credit UnionCredit union · 1 branch
  3. Goldenwest Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate