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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Phoenix, AZ

  1. Top Carrot, Carrot Score 99
    AERO FinancialShare Certificate (CD)CD · 7 months · $500 min

    Credit union · 3 branches

    4.50%APY$260 over 7 months on $10,000intro rate
  2. Top Carrot, Carrot Score 87
    TruWest Credit UnionSavings CertificateCD · 18 months · $500 min

    Credit union · 2 branches

    4.50%APY$683 over 18 months on $10,000intro rate
  3. Top Carrot, Carrot Score 89
    Mountain America Credit UnionGrowth CertificateCD · 24 months · $5 min

    Credit union · 2 branches

    4.50%APY$920 over 24 months on $10,000
  4. Top Carrot, Carrot Score 89
    Mountain America Credit UnionStandard CertificateCD · 24 months · $500 min

    Credit union · 2 branches

    4.50%APY$920 over 24 months on $10,000
  5. Top Carrot, Carrot Score 87
    Bankers TrustBankers Trust Certificate of Deposit (CD)CD · 13 months · $1,000 min

    Bank · 2 branches

    4.40%APY$478 over 13 months on $10,000
  6. Top Carrot, Carrot Score 88
    KS StateBankChoose your Term CDCD · 12 months · $500 min

    Bank · 1 branch

    4.35%APY$435 over 1 year on $10,000
  7. Top Carrot, Carrot Score 95
    Goldwater BankCERTIFICATES OF DEPOSITCD · 18 months · $500 min

    Bank · 1 branch

    4.35%APY$660 over 18 months on $10,000
  8. Credit Union WestPromotional CertificateCD · 9 months · $500 min

    Credit union · 2 branches

    4.30%APY$321 over 9 months on $10,000intro rate
  9. Top Carrot, Carrot Score 89
    Flagstar BankCertificates of Deposit (CD)CD · 12 months · $500 min

    Bank · 2 branches

    4.30%APY$430 over 1 year on $10,000intro rate
  10. Top Carrot, Carrot Score 88
    Bell BankFixed Rate Certificate of DepositCD · 17 months · $500 min · 4.30%–4.35% by balance

    Bank · 1 branch

    4.30%APY$615 over 17 months on $10,000
  11. Top Carrot, Carrot Score 95
    Goldwater BankGOLDWATER LIQUID CDCD · 6 months · $0 min

    Bank · 1 branch

    4.25%APY$210 over 6 months on $10,000
  12. Parkway Bank & Trust CompanyCD Special 8-MonthCD · 8 months · $1,000 min

    Bank · 1 branch

    4.25%APY$281 over 8 months on $10,000intro rate
  13. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 30 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  14. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 16 branches

    4.25%APY$461 over 13 months on $10,000intro rate
  15. First International Bank & TrustFixed-Term CD (Certificate of Deposit) AccountCD · 13 months · $2,500 min

    Bank · 1 branch

    4.25%APY$461 over 13 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Phoenix, AZ

574 CDs at 44 banks and credit unions · checked Oct 15–22

Typical
3.00%
Top 10% from
4.23%
Banks, typical
1.70%
Credit unions, typical
3.70%

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Phoenix, AZ metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. America First Credit UnionCredit union · 5 branches
  2. AERO FinancialCredit union · 7 branches
  3. Goldwater BankBank · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate