Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–11 results in Terre Haute, IN metro
- 4.99%APY$1,573 over 36 months on $10,000
4.90% interest rate
Rate checked
More details - Advantage Plus Federal Credit UnionShare CertificateCD · 36 months · $500 min
Credit union · 1 branch
4.73%APY$1,487 over 36 months on $10,000Requirements
Product: Certificates based on a $500 minimum balance. A penalty may be imposed for early withdrawal which could affect the annual percentage yield.
4.65% interest rate
Rate checked
More details - 4.25%APY$317 over 9 months on $10,000
Requirements
Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.
Offer: Special Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice.
Effective Oct 2, 2026
Rate checked
More details - 4.25%APY$461 over 13 months on $10,000intro rate
Requirements
Product: Fixed-rate terms from 6 to 60 months. Dividends compound monthly. Low minimum balance requirements. Convenient automatic renewal; 30-day notice of maturity. Penalty for early withdrawal. Raise the Rate feature: once during the term, can increase the rate of any new or existing Share Certificate to the new rate effective on the date of issue (eligible certificates must have a term of at least 24 months; share certificate special offers excluded).
Offer: Certificate Special. Limited-time offer. Additional deposits of $100 or more allowed throughout term (in branch or by phone, not through online banking). Ineligible for Raise the Rate feature. Penalty for early withdrawal.
Promotional rate · 4.17% interest rate
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More details - 4.25%APY$681 over 19 months on $10,000with conditions
Requirements
Product: Not available for Public Funds, Financial Institutions, or Individual Retirement Accounts. Maximum opening CD amount is $250,000. Automatically renews into an 18 month CD at maturity.
Offer: Includes 0.20% bonus for opening and/or maintaining a FFBT checking account with a $1,000 minimum daily balance therein.
Qualified rate · Balance cap $250,000 · Effective Oct 5, 2026
Rate checked
More details - 4.20%APY$420 over 1 year on $10,000intro rate
Requirements
Product: Contact bank for current rate and availability. Promotional rate may remain available after expiration date (10/27/2026). Fees or other conditions could reduce earnings on the account. A penalty may or will be imposed for early withdrawal. Certificate will automatically renew with applicable rate at time of maturity.
Offer: Offer ends 10/27/2026. Alternative terms are not permitted.
Promotional rate · 4.14% interest rate · Effective Sep 23, 2026
Rate checked
More details - Indiana State University Credit UnionShare CertificatesCD · 15 months · $500 min
Credit union · 1 branch
4.00%APY$502 over 15 months on $10,000intro rateRequirements
Product: Dividends compounded quarterly based on daily balances. Penalty assessed for early withdrawal. For age 21 and under: $250 minimum balance / opening deposit, 12-month minimum term.
Offer: Special offer. Limited time only. $250 minimum deposit for minors. Option of monthly interest payments available.
Promotional rate · 3.94% interest rate · Compounded quarterly · Effective Jul 1, 2026
Rate checked
More details - 3.55%APY$325 over 11 months on $10,000with conditions
Requirements
Product: Not available for Public Funds, Financial Institutions, or Individual Retirement Accounts. Maximum opening CD amount is $250,000. Only one CD per tax identification number. Deposits may be made throughout the term but cannot exceed the initial deposit amount. One penalty-free withdrawal allowed after 30 days from account opening. Automatically renews into a 12 month CD at maturity.
Offer: Reflects 0.20% bonus for opening and/or maintaining an FFBT checking account with a $1,000 minimum daily balance therein. Interest paid monthly.
Qualified rate · Balance cap $250,000 · Effective Jan 6, 2026
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More details - 3.53%APY$353 over 1 year on $10,000
Requirements
Product: $2,500.00 minimum required balance. Rates are subject to change at any time and are not guaranteed.
3.50% interest rate
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More details - 3.25%APY$161 over 6 months on $10,000
Requirements
Product: Substantial penalty for early withdrawal.
3.25% interest rate
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More details - 1.97%APY$197 over 1 year on $10,000
Requirements
Product: 12-month share certificate savings challenge with chances to win monthly and quarterly cash prizes ($25 to $5,000; up to 100 entries per month). Dividends compounded monthly. Insured up to $250,000 by NCUA.
Offer: Dividends compounded monthly; early withdrawals reduce earnings.
1.95% interest rate · Compounded monthly
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Terre Haute, IN metro
49 CDs at 8 banks and credit unions · checked Oct 6–16
- Typical
- 2.75%
- Top 10% from
- 4.26%
- Banks, typical
- 3.35%
- Credit unions, typical
- 2.70%
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Terre Haute, IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Advantage Plus Federal Credit UnionCredit union · 1 branch