Skip to content

Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Minneapolis, MN-WI metro

  1. SouthPoint Financial Credit Union9-Month Certificate of Deposit SpecialCD · 9 months

    Credit union · 2 branches

    9.00%APY$668 over 9 months on $10,000intro rate
  2. Top Carrot, Carrot Score 88
    Woodlands National BankStandard CD RatesCD · 60 months · $1,000 min · 4.87%–4.97% by balance

    Bank · 4 branches

    4.87%APY$2,684 over 60 months on $10,000
  3. Nicolet National BankCertificate of DepositCD · 60 months · $2,500 min

    Bank · 15 branches

    4.75%APY$2,612 over 60 months on $10,000
  4. MY CREDIT UNIONShare CertificatesCD · 27 months · $500 min · 4.59%–4.70% by balance

    Credit union · 4 branches

    4.65%APY$1,077 over 27 months on $10,000
  5. Top Carrot, Carrot Score 88
    Blaze Credit UnionPremium CertificateCD · 72 months · $10,000 min

    Credit union · 20 branches

    4.60%APY$3,098 over 72 months on $10,000
  6. Top Carrot, Carrot Score 92
    Genisys Credit UnionCertificate SpecialsCD · 25 months · $500 min

    Credit union · 3 branches

    4.50%APY$960 over 25 months on $10,000intro rate
  7. Top Carrot, Carrot Score 91
    Magnifi FinancialBump-Up CertificateCD · 30 months · $500 min

    Credit union · 4 branches

    4.50%APY$1,163 over 30 months on $10,000intro rate
  8. Affinity PlusBasic CertificateCD · 60 months · $500 min

    Credit union · 14 branches

    4.50%APY$2,462 over 60 months on $10,000
  9. Top Carrot, Carrot Score 88
    Blaze Credit UnionRegular CertificateCD · 72 months · $500 min

    Credit union · 20 branches

    4.50%APY$3,023 over 72 months on $10,000
  10. Associated BankStandard Term CDCD · 13 months · $5,000 min

    Bank · 24 branches

    4.40%APY$478 over 13 months on $10,000
  11. Top Carrot, Carrot Score 89
    Associated Healthcare Credit UnionCertificates of DepositCD · 18 months · $1,000 min

    Credit union · 5 branches

    4.40%APY$667 over 18 months on $10,000intro rate
  12. Top Carrot, Carrot Score 88
    Hiawatha National Bank7 Month CD SpecialCD · 7 months · $5,000 min

    Bank · 5 branches

    4.39%APY$254 over 7 months on $10,000intro rate
  13. Falcon National BankCertificate of DepositCD · 18 months · $500 min

    Bank · 3 branches

    4.35%APY$660 over 18 months on $10,000
  14. Unity BankCD SpecialCD · 5 months · $5,000 min

    Bank · 2 branches

    4.30%APY$177 over 5 months on $10,000intro rate
  15. BCUNew Money CD SpecialsCD · 15 months · $500 min

    Credit union · 7 branches

    4.30%APY$540 over 15 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Minneapolis, MN-WI metro

1,037 CDs at 105 banks and credit unions · checked Oct 16–22

Typical
3.20%
Top 10% from
4.15%
Banks, typical
3.00%
Credit unions, typical
3.43%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Minneapolis, MN-WI metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. VisionBankBank · 1 branch
  2. Luminate BankBank · 1 branch
  3. St. Paul Federal Credit UnionCredit union · 3 branches
See all ranked institutions
Best CD Rates of October 2026 | Carrot Rate