Best CD rates and certificates

Requirements

Product: Limited-time 90th anniversary certificate of deposit special.

Offer: Limited-time 90th anniversary special

Requirements

Product: Single deposit with no maximum amount; online funding limits apply ($5,000 for external transfers, $50,000 for internal transfers). Early withdrawal penalties apply. Renews automatically at maturity. Dividends compound monthly and accrue daily.

Requirements

Product: Early withdrawal penalties exist: 3-12 months penalty is 90 days dividend; over 12-29 months penalty is 180 days dividend; 30 months or greater penalty is 270 days dividend. Fees may reduce earnings.

Offer: Dividends compound quarterly. Early withdrawal penalty of 270 days dividend applies.

Requirements

Product: Offers three options, each can be made once during the certificate's term: 1. Add up to 30% to principal; 2. Withdraw up to 30% of principal; 3. Increase to a higher rate. Minimum deposit of $500.

Offer: Dividends compound quarterly. Allows one-time add up to 30% to principal, withdraw up to 30%, or rate bump.

Requirements

Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.

Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.

Requirements

Product: Penalty may be imposed for early withdrawal. Rates adjust to current standard interest rate upon maturity. Grace period of 10 calendar days upon maturity before automatic renewal.

Offer: 22 Month Special. Interest compounding & crediting semi-annually. Penalty may be imposed for early withdrawal.

Requirements

Product: Fixed-rate CDs under $3,000,000. Not available for Individual Retirement Accounts (IRAs). Early withdrawal penalty may apply. Fees could reduce earnings. Bank reserves the right to decline or limit deposits. Minimum deposit to open is $1,000 to $10,000 depending on term.

Offer: Assumes interest and principal remain in account until maturity. Under $3,000,000. Not available for IRAs. Penalty for early withdrawal.

Requirements

Product: Rate based on ZIP code 43215. Minimum opening deposit is $1,000. For accounts less than $100,000. Early withdrawal penalty applies. Not valid with other offers, no rate exceptions. Not available for brokers, agents, public entities, or financial institutions.

Offer: Promotional rate. Account balance less than $100,000. Early withdrawal penalty applies.

Requirements

Product: Interest compounded quarterly on terms of 12 months or more, and annually or at maturity on CDs due in less than 12 months. Early withdrawal penalty may apply. Fees may reduce earnings. $500 minimum opening deposit for standard CDs; $5,000 minimum opening deposit for CD Specials.

Offer: CD Special. Minimum balance to open is $5,000.00. Interest compounded quarterly. Early withdrawal penalty may be imposed.

Requirements

Product: Interest on consumer owned certificates is credited and compounded quarterly, unless otherwise noted. Subject to early withdrawal penalties: 30 days of interest on maturities of less than one year, 90 days of interest on maturities of one year to 35 months, and 12 months of interest on maturities of 36 months and greater. Certificates are automatically renewable.

Requirements

Product: CDs automatically renew upon maturity. Early withdrawal penalty may apply. Interest paid at maturity for 182-Day and 7-month Certificate; compounded quarterly on terms of 12 months or longer. Minimum balance to obtain APY is $0.01.

Offer: Special 17 Month Certificate of Deposit. Automatically renews upon maturity to a 18 month CD term. Penalty may be imposed for early withdrawal. Interest compounded quarterly.

Requirements

Product: Certificate rates remain fixed for the term of the certificate. A penalty may be imposed for withdrawals before maturity on certificates. Fees may reduce earnings.

Offer: New deposits

Requirements

Product: $2,500 minimum deposit required. After certificate is issued, no additional deposits are allowed. Compounded quarterly. Early withdrawal penalty applies (12 months loss of interest). Basis 365 days.

Offer: Compounded quarterly.

Requirements

Product: Compounded Quarterly. Early Withdrawal Penalty: CD term is 1 year or less = Loss of 90 Days of Interest / Over 1 year = Loss of 180 Days of Interest. New CD's, $200,000 and over, are required to have an active checking account, minimum of 10 entries per month.

Offer: Compounded Quarterly.

Requirements

Product: Compounded Semi-Annually. Early Withdrawal Penalty: CD term is 1 year or less = Loss of 90 Days of Interest / Over 1 year = Loss of 180 Days of Interest. New CD's, $200,000 and over, are required to have an active checking account, minimum of 10 entries per month.

Offer: Compounded Semi-Annually.