Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Charleston, WV metro
- Charleston FCUShare Certificate AccountsCD · 12 months · 2.27%–4.33% by balance
Credit union · 1 branch
4.33%APY$433 over 1 year on $10,000intro rateRequirements
Product: Fees could reduce the earnings on Club and Share Certificate Accounts. Rates subject to change without notice.
Promotional rate · 2.25% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Certificate Accounts Balance APY Any balance 2.27% $10,000 and upYour amountCD SPECIAL; $10,000 or more 4.33% Rate checked
More details - 4.25%APY$317 over 9 months on $10,000
Requirements
Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.
Offer: Special Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice.
Effective Oct 2, 2026
Rate checked
More details - 4.25%APY$461 over 13 months on $10,000with conditions
Requirements
Product: Guaranteed fixed rate certificate. PFI members unlock rates up to 4.25% APY with checking account and direct deposit. APY accurate as of 1/1/26.
Offer: PFI rate. Requires Primary Financial Institution (PFI) relationship (open checking account and set up direct deposit).
Qualified rate · Effective Jan 1, 2026
Rate checked
More details - 4.11%APY$803 over 23 months on $10,000intro rate
Requirements
Product: Online CD promotion. Open online in minutes. Fixed APY.
Offer: Open online in minutes. Limited-time promotional online CD.
Promotional rate
Rate checked
More details - 4.10%APY$169 over 5 months on $10,000intro rate
Requirements
Product: Rate based on ZIP code 43215. Minimum opening deposit is $1,000. For accounts less than $100,000. Early withdrawal penalty applies. Not valid with other offers, no rate exceptions. Not available for brokers, agents, public entities, or financial institutions.
Offer: Promotional rate. Account balance less than $100,000. Early withdrawal penalty applies.
Promotional rate · 4.02% interest rate · Effective Oct 16, 2026
Rate checked
More details - WesBancoCertificates of Deposit (CDs)CD · 14 months · $1,000 min · 3.35%–4.10% by balance
Bank · 4 branches
4.10%APY$480 over 14 months on $10,000with conditionsRequirements
Product: Available in term increments from 3-60 months, earning a fixed-rate of interest. A penalty will be imposed for early withdrawal. Automatically renews at the end of the term unless instructed otherwise. Fees can reduce earnings.
Offer: $1,000 min. balance requirement to open. Apply Online. Penalty for early withdrawal.
Qualified rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY Any balance 3.35% $1,000 – $9,999$1,000 – $9,999 in new money to WesBanco and have an active WesBanco checking account. Open in Branch. Funds deposited to a WesBanco deposit account within 30 days of opening the CD may qualify as new money. 3.85% $10,000 and upYour amountAbove $10,000 in new money to WesBanco and have an active WesBanco checking account. Open in Branch. The minimum to obtain the advertised APY is $10,000. Funds deposited to a WesBanco deposit account within 30 days of opening the CD may qualify as new money. 4.10% Rate checked
More details - 4.05%APY$371 over 11 months on $10,000
Requirements
Product: Available for accounts opened online only. Minimum balance to open and obtain APY is $500; maximum amount is $10,000,000. Interest is compounded and credited quarterly. Penalty may be imposed for early withdrawal. At maturity, automatically rolls into a Standard CD at the standard rate closest to the initial term unless otherwise directed.
Offer: Opened online only. Interest credited quarterly. Early withdrawal penalty may apply.
3.99% interest rate · Balance cap $10,000,000
Rate checked
More details - 4.00%APY$571 over 17 months on $10,000intro rate
Requirements
Product: Online CD promotion. Open online in minutes. Fixed APY.
Offer: Open online in minutes. Limited-time promotional online CD.
Promotional rate
Rate checked
More details - 3.75%APY$312 over 10 months on $10,000intro rate
Requirements
Product: Limited-time offer. Open online.
Offer: Limited-time offer. Open online.
Promotional rate
Rate checked
More details - 3.75%APY$343 over 11 months on $10,000with conditions
Requirements
Product: Standard CDs have a $500 minimum opening deposit. Specials require a $5,000 minimum deposit, relationship eligibility, and are available to current City customers only.
Offer: Relationship special. Available to current City customers only with one of: 1 year+ checking or savings account, a money market account, a new checking with direct deposit, or a loan.
Qualified rate · 3.70% interest rate · Effective Oct 14, 2026
Rate checked
More details - 3.75%APY$535 over 17 months on $10,000intro rate
Requirements
Product: No monthly maintenance fee. FDIC insured up to $250,000.
Offer: Limited-time offer. No minimum balance to obtain the stated APY. Guaranteed fixed return.
Promotional rate
Rate checked
More details - West Virginia Federal Credit UnionShare CertificatesCD · 11 months · $1,000 min
Credit union · 2 branches
3.60%APY$330 over 11 months on $10,000Requirements
Product: Dividends compound and credit monthly. Additional deposits are not permitted. Early withdrawal penalty applies: terms 12 months or less have a 90-day penalty; terms over 12 months have a 180-day penalty.
3.54% interest rate · Effective Mar 18, 2026
Rate checked
More details - 3.55%APY$723 over 24 months on $10,000
Requirements
Offer: Annual Percentage Yield if left on deposit for full term.
3.50% interest rate · Effective Sep 1, 2026
Rate checked
More details - 3.54%APY$146 over 5 months on $10,000intro rate
Requirements
Product: No monthly maintenance fee. FDIC insured up to $250,000.
Offer: Limited-Time Offer!
Promotional rate
Rate checked
More details - Pioneer Appalachia FCU11-Month Promotional Share CertificateCD · 11 months · $500 min · 3.50%–4.00% by balance
Credit union · 2 branches
3.50%APY$320 over 11 months on $10,000with conditionsRequirements
Product: Limited-time promotional share certificate. Jumbo and Jumbo Plus rates require Primary Financial Institution (PFI) membership (checking, direct deposit, bill pay/everyday banking). Dividends compounded and credited monthly. Early withdrawal penalty equals 6 months of dividends. Does not automatically renew at promotional rate upon maturity.
Offer: Standard pricing. Available to all members (PFI and non-PFI).
Qualified rate · 3.44% interest rate · Effective May 1, 2026
Rate by balance
Rate by balance for 11-Month Promotional Share Certificate Balance APY $500 and upYour amount 3.50% $100,000 and upJumbo pricing. Exclusive to Primary Financial Institution (PFI) members. 3.75% $250,000 and upJumbo Plus pricing. Exclusive to Primary Financial Institution (PFI) members. 4.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Charleston, WV metro
172 CDs at 16 banks and credit unions · checked Oct 16–22
- Typical
- 2.00%
- Top 10% from
- 3.50%
- Banks, typical
- 0.50%
- Credit unions, typical
- 2.87%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
West Virginia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityAmerica Credit UnionCredit union · 1 branch
- First Peoples Community Federal Credit UnionCredit union · 2 branches
- WEPCO Federal Credit UnionCredit union · 2 branches