Credit union · NCUA insured
Members Choice WV FCU CD Rates
Members Choice WV FCU’s best CD rate is 3.55% APY on a 2-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 22, 2026.
How Members Choice WV FCU’s CD rates compare
Compared with banks and credit unions near Charleston, WV, where Members Choice WV FCU has the most branches. $10,000, best rate first.
This credit union’s best
Members Choice WV FCU
3.55%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $723
Share Certificates
Top rate
Charleston FCU
4.33%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $433
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
Members Choice WV FCU CD score
70
CD score
Higher than 27% of U.S. banks and credit unions
- 3–8 months3–8 mo3.03%
- 9–15 months9–15 mo3.29%
- 16–30 months16–30 mo3.55%
- QualifiedQualified3.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Members Choice WV FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.55%APY · 3 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsAnnual Percentage Yield if left on deposit for full term | 3.03% | $150 |
| 12 monthsAnnual Percentage Yield if left on deposit for full term | 3.29% | $329 |
| 24 monthsAnnual Percentage Yield if left on deposit for full term | 3.55% | $723 |
Special-purpose accounts
IRA Certificates
Up to 3.55%APY · 3 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsAnnual Percentage Yield if left on deposit for full term | 3.03% | $150 |
| 12 monthsAnnual Percentage Yield if left on deposit for full term | 3.29% | $329 |
| 24 monthsAnnual Percentage Yield if left on deposit for full term | 3.55% | $723 |
Who can join Members Choice WV FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.