Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–10 of 10 in Charleston, WV metro · median 5.24% APR
- 4.25%APRas low as
Terms
New car rates as low as 4.25% for 5 years (60 months) with automatic payments.
Auto loan score 82 · Carrot Score 77
Rate checked · Auto loans rates on its site
Rates and branches - 4.30%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
With Peoples Preferred Club enrollment (0.50% discount) and Pre-Approval (0.25% discount). Rate is based on approved credit and subject to change with length of term and credit rating.
Auto loan score 87 · Carrot Score 77
Rate checked · Auto loans rates on its site
Rates and branches - 4.50%APRas low as
Terms
Rates are based on individual credit worthiness. Rates Subject To Change Without Notice.
Auto loan score 87 · Carrot Score 79
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low as
Terms
95% LTV or less; Up to 72 months
Auto loan score 83 · Carrot Score 69
Rate checked · Auto loans rates on its site
Rates and branches - 5.24%APRas low as
Terms
Rates as low as for new autos.
Auto loan score 79 · Carrot Score 81
Rate checked · Auto loans rates on its site
Rates and branches - 5.24%APRas low as · up to 8.99%
5.24% APR, up to 8.99%
Auto loan score 73 · Carrot Score 68
Rate checked · Auto loans rates on its site
Rates and branches - West Virginia Federal Credit UnionNew/Used Auto & Harley Davidson 2023 & Newer · up to 62 months
Credit union · 2 branches
5.31%APRas low asTerms
Up to 100% financed. Rate discount of 0.10% available with automatic payment deduction.
Auto loan score 71 · Carrot Score 74
Rate checked · Auto loans rates on its site
Rates and branches - 5.49%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Standard rate as low as 5.49% APR for 60 months based on credit approval. Available for new and used vehicles.
Auto loan score 73 · Carrot Score 81
Rate checked · Auto loans rates on its site
Rates and branches - 5.50%APRas low as
Terms
Models 2024 And Newer. Creditworthiness determines rate and terms.
Auto loan score 72 · Carrot Score 73
Rate checked · Auto loans rates on its site
Rates and branches - 6.24%APRas low as
Terms
Based on 60 months and $45,000 financing amount with $0 down payment for online applicants with excellent credit. Rate discount of 0.25% may be available for Chase customers maintaining an average daily combined balance of $150,000 or more across eligible accounts.
Auto loan score 64 · Carrot Score 60
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Charleston, WV metro
10 banks and credit unions · checked Sep 24–Oct 22
- Typical
- 5.24%
- Top 10% up to
- 4.30%
- Banks, typical
- 6.24%
- Credit unions, typical
- 5.24%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
West Virginia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityAmerica Credit UnionCredit union · 1 branch
- First Peoples Community Federal Credit UnionCredit union · 2 branches
- WEPCO Federal Credit UnionCredit union · 2 branches